Emirates Islamic Credit Cards
A full Sharia-compliant ladder, from a no-fee Dubai-commuter card to a lounge-heavy cashback flagship.
Which Emirates Islamic card should you get?
Three starting points — best overall, best rewards, best value for fee.
Emirates Islamic Cashback Plus Credit Card
Emirates Islamic Signature Credit Card
Emirates Islamic RTA Credit Card
Browse every Emirates Islamic card.
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What makes Emirates Islamic's lineup distinctive.
Emirates Islamic runs a full Sharia-compliant card ladder — six cards with no conventional interest, structured on Islamic profit principles. The points cards (Classic, Gold, Platinum, Signature) earn Emirates Islamic Reward Points, scaling from 0.5 points per AED 10 at the entry tier to 0.8 on Platinum and Signature; the two cashback cards pay flat AED cashback instead.
Cashback Plus is the standout for most users: a flat 1% back, an AED 500 welcome on AED 5,000 of spend, an AED 299 fee that waives at AED 30,000 annual spend, and — unusually for the fee tier — unlimited complimentary airport-lounge visits for the cardholder, all on an AED 5,000/month income floor.
At the top, Signature adds 8 domestic business-lounge visits plus 2 Priority Pass entries for AED 300 (AED 10,000/month income). The no-fee RTA card is a pure Dubai-commuter play — 1.25% back on RTA transport and fuel, each capped at AED 500 a month, with no annual fee and a low AED 5,000 income bar.
Frequently asked questions.
Based on our analysis, the Emirates Islamic Cashback Plus Credit Card is the highest-rated Emirates Islamic credit card, with a PerkPilot score of 24/100.
Other banks in UAE.
Last verified January 2025. Sources: Official issuer website, CardExpert, BankBazaar, CardInsider. Next scheduled review: 6 months from last update.