RAK Bank Platinum Visa
RAK Bank Visa
Rewards 0.3%
Net Value AED 1,938
Joining Fee AED 200
Renewal Fee AED 0
9 lounge visits • Forex 3.3%
Emirates Islamic Signature Credit Card
Emirates Islamic
Islamic credit card
Joining Fee
AED 300
+ 18% GST
First Year Net
+AED 1,407
Annual Fee
AED 300
+ 18% GST
Renewal Net
+AED 1,407
Base Reward Rate
0.1%
0.8 points per د.إ10
Best Category
0.2%
Final Net Score
9
out of 100
Net Annual Value
+AED 1,707
Score Breakdown
Lower ScoreMid RangeHigher Score
Key Metrics
Final Score
Comprehensive rating based on your spending profile
9/100
Effective Reward Rate
Weighted average based on your spending categories
0.1%
Annual Net Value
Expected yearly benefit after all costs
AED 1,707
Payback Period
Time to recover annual fees through rewards
Immediate
Card Information
Category
Islamic credit card
Launch Date
2017
Networks
Visa
Should I Consider This Card?
Using general assumptions
Likely Eligible
Needs checkAdd income range and credit score to estimate eligibility.
Value for Your Spend
Strong fitAt your current spending pattern, this card is likely to return more value than it costs.
Consider from
AED 5,000 / mo
Sweet spot
AED 5,000 / mo
Net value / year
+AED 1,707
Fee outcome
Fee likely payable
Why this result
- Top earning category: dining has elevated rewards, which can improve value when your spend matches it.
Details
Spend curve and supporting scenario values
Emirates Islamic Signature Credit Card - Key Highlights
💰 Fees & Charges
- Annual Fee: AED 300
- Foreign Transaction: 3.0%
- Late Payment: Varies by outstanding amount
🏆 Rewards & Benefits
- Rewards Rate: 0.1% reward rate
- Lounge Access: Available
- Our Rating: 9/100
Emirates Islamic Signature Credit Card - Frequently Asked Questions
What are the benefits of Emirates Islamic Signature Credit Card?
Emirates Islamic Signature Credit Card from Emirates Islamic offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.
Who is eligible for Emirates Islamic Signature Credit Card?
Emirates Islamic Signature Credit Card is ideal for individuals looking for reward-focused spending. Minimum credit score requirements apply.
How much does Emirates Islamic Signature Credit Card cost?
The annual fee for Emirates Islamic Signature Credit Card is AED 300. Additional charges may include foreign transaction fees and late payment charges.
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