Emirates Islamic Classic Credit Card
Emirates Islamic Visa
Rewards 0.1%
Net Value -AED 41
Joining Fee AED 150
Renewal Fee AED 75
— • Forex 3.5%
Emirates Islamic Gold Credit Card
Emirates Islamic
Entry-level Islamic credit card
Joining Fee
AED 300
+ 18% GST
First Year Net
-AED 266
Annual Fee
AED 100
+ 18% GST
Renewal Net
-AED 66
Base Reward Rate
0.0%
0.5 points per د.إ10
Best Category
0.1%
Final Net Score
5
out of 100
Net Annual Value
+AED 34
Score Breakdown
Lower ScoreMid RangeHigher Score
Key Metrics
Final Score
Comprehensive rating based on your spending profile
5/100
Effective Reward Rate
Weighted average based on your spending categories
0.1%
Annual Net Value
Expected yearly benefit after all costs
AED 34
Payback Period
Time to recover annual fees through rewards
Immediate
Card Information
Category
Entry-level Islamic credit card
Launch Date
2018
Networks
Visa Gold
Should I Consider This Card?
Using general assumptions
Likely Eligible
Needs checkAdd income range and credit score to estimate eligibility.
Value for Your Spend
ConsiderYou are close to the spend level where this card starts making sense.
Consider from
AED 5,000 / mo
Sweet spot
AED 50,000 / mo
Net value / year
+AED 34
Fee outcome
Fee likely waived
Why this result
- Fee waiver threshold: Annual fee waiver is tied to roughly 2,500 monthly spend.
- Top earning category: groceries has elevated rewards, which can improve value when your spend matches it.
Details
Spend curve and supporting scenario values
Emirates Islamic Gold Credit Card - Key Highlights
💰 Fees & Charges
- Annual Fee: AED 100
- Foreign Transaction: 3.5%
- Late Payment: Varies by outstanding amount
🏆 Rewards & Benefits
- Rewards Rate: 0.0% reward rate
- Lounge Access: Available
- Our Rating: 5/100
Emirates Islamic Gold Credit Card - Frequently Asked Questions
What are the benefits of Emirates Islamic Gold Credit Card?
Emirates Islamic Gold Credit Card from Emirates Islamic offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.
Who is eligible for Emirates Islamic Gold Credit Card?
Emirates Islamic Gold Credit Card is ideal for individuals looking for reward-focused spending. Minimum credit score requirements apply.
How much does Emirates Islamic Gold Credit Card cost?
The annual fee for Emirates Islamic Gold Credit Card is AED 100. Additional charges may include foreign transaction fees and late payment charges.
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