Best Forex Credit Cards India 2025
Save on international transactions with the best forex credit cards in India. Compare foreign transaction fees, international spending benefits, and travel rewards to minimize costs when spending abroad.
Forex Card Benefits
Low Forex Markup
0-2% foreign transaction fees vs 3.5% average
International Spending
Better rates for online and overseas purchases
Travel Benefits
Airport lounge access and travel insurance
Best Low Forex Credit Cards
Understanding Forex Markup
How Forex Markup Works
- 💱 Standard Rate: Banks charge 3.5% markup on international transactions
- 💱 Premium Cards: Some cards offer 0-2% markup
- 💱 Savings Potential: Save ₹1,000-₹2,000 on every ₹50,000 international spend
- 💱 Annual Savings: Frequent travelers can save ₹10,000+ per year
Best Use Cases
- ✅ International travel and tourism spending
- ✅ Online shopping on international websites
- ✅ Hotel bookings and travel reservations
- ✅ Subscriptions to international services
Forex Credit Cards FAQs
Which credit cards have the lowest forex markup?
Some of the best forex credit cards in India include major banks Diners Club Black (0% markup in Singapore), Standard Chartered cards, and premium travel cards from ICICI and Axis. Check the specific countries where low markup applies.
Do forex cards work for all international transactions?
Forex cards typically offer better rates for international transactions, but some restrictions may apply. Most cards offer low markup for online spending and travel, but ATM withdrawals may have different rates.
Are there cards with zero forex markup?
Yes, some premium cards offer 0% forex markup, but often only in specific countries like Singapore, UAE, or specific currencies. For general international spending, 1-2% markup is more common among good forex cards.