Scapia Federal Bank Credit Card
Federal Bank
Rewards 1.0%
Net Value ₹3,000
Joining Fee ₹0
Renewal Fee ₹0
— • Forex 0.0%
Best Forex Credit Cards India 2026
Save on international transactions with the best forex credit cards in India. Compare foreign transaction fees, international spending benefits, and travel rewards to minimize costs when spending abroad.
Forex Card Benefits
💱
Low Forex Markup
0-2% foreign transaction fees vs 3.5% average
🌍
International Spending
Better rates for online and overseas purchases
✈️
Travel Benefits
Airport lounge access and travel insurance
Best Low Forex Credit Cards
25
IDFC FIRST Mayura Credit Card
IDFC FIRST Bank Visa InfiniteMastercard World Elite
Rewards 1.3%
Net Value -₹1,007
Joining Fee ₹5,999
Renewal Fee ₹5,999
32 lounge visits • Forex 0.0%
RBL Bank World Safari Credit Card
RBL Bank
Rewards 0.3%
Net Value ₹1,710
Joining Fee ₹3,000
Renewal Fee ₹0
10 lounge visits • Forex 0.0%
AU Small Finance Bank ixigo Credit Card
AU Small Finance Bank Visa Signature
Rewards 0.3%
Net Value ₹1,676
Joining Fee ₹0
Renewal Fee ₹0
8 lounge visits • Forex 0.0%
AU Small Finance Bank Zenith Credit Card
AU Small Finance Bank
Rewards 1.2%
Net Value -₹217
Joining Fee ₹4,999
Renewal Fee ₹4,999
32 lounge visits • Forex 1.0%
HSBC Premier Credit Card (Metal)
HSBC
Rewards 1.6%
Net Value -₹14,078
Joining Fee ₹12,000
Renewal Fee ₹20,000
Unlimited lounge access • Forex 1.0%
OneCard Metal Credit Card
OneCard VisaMastercard
Rewards 5.0%
Net Value ₹15,000
Joining Fee ₹0
Renewal Fee ₹0
— • Forex 1.0%
Yes Bank Marquee Credit Card
Yes Bank
Rewards 2.7%
Net Value -₹612
Joining Fee ₹9,999
Renewal Fee ₹9,999
Unlimited lounge access • Forex 1.0%
Times Black ICICI Bank Credit Card
ICICI Bank Visa
Rewards 2.0%
Net Value ₹7,152
Joining Fee ₹0
Renewal Fee ₹0
Unlimited lounge access • Forex 1.5%
ICICI Emeralde Credit Card (Standard)
ICICI Bank
Rewards 4.5%
Net Value ₹2,750
Joining Fee ₹12,000
Renewal Fee ₹12,000
Unlimited lounge access • Forex 1.5%
IndusInd Bank Tiger Credit Card
IndusInd Bank
Rewards 1.0%
Net Value ₹3,377
Joining Fee ₹0
Renewal Fee ₹0
4 lounge visits • Forex 1.5%
Axis Bank Reserve Credit Card
Axis Bank
Rewards 1.5%
Net Value -₹44,348
Joining Fee ₹50,000
Renewal Fee ₹50,000
Unlimited lounge access • Forex 1.5%
Understanding Forex Markup
How Forex Markup Works
- 💱 Standard Rate: Banks charge 3.5% markup on international transactions
- 💱 Premium Cards: Some cards offer 0-2% markup
- 💱 Savings Potential: Save ₹1,000-₹2,000 on every ₹50,000 international spend
- 💱 Annual Savings: Frequent travelers can save ₹10,000+ per year
Best Use Cases
- ✅ International travel and tourism spending
- ✅ Online shopping on international websites
- ✅ Hotel bookings and travel reservations
- ✅ Subscriptions to international services
Forex Credit Cards FAQs
Which credit cards have the lowest forex markup?
Some of the best forex credit cards in India include major banks Diners Club Black (0% markup in Singapore), Standard Chartered cards, and premium travel cards from ICICI and Axis. Check the specific countries where low markup applies.
Do forex cards work for all international transactions?
Forex cards typically offer better rates for international transactions, but some restrictions may apply. Most cards offer low markup for online spending and travel, but ATM withdrawals may have different rates.
Are there cards with zero forex markup?
Yes, some premium cards offer 0% forex markup, but often only in specific countries like Singapore, UAE, or specific currencies. For general international spending, 1-2% markup is more common among good forex cards.