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Independent research
ABOUT · PERKPILOT

Credit card research, done properly.

PerkPilot helps Indian and UAE cardholders figure out which credit card actually fits them. We verify card data against official sources, score cards with a transparent scoring engine, and show our math on every number you see.

Updated April 2026 Independent — not affiliated with any issuer Data is current
01 WHAT WE DO

The product in one paragraph.

Credit card marketing is noisy — every issuer claims theirs is "best," the fine print hides fee traps, and reward rates read differently depending on how you spend. PerkPilot cuts through it by modeling each card's value against a transparent scoring engine, so you can see what a card actually earns for someone like you before you apply.

We cover personal credit cards across India and the UAE. Every card is verified against the issuer's current product page, cross-referenced against multiple expert sources, and scored by the same pure function that ships in our codebase. No black boxes, no paid placement, no "promoted" cards above the fold.

02 WHAT WE COVER

The scope of the catalogue.

COUNTRIES India · UAE Personal credit cards from the major issuers in each market.
DATA VERIFICATION Monthly Fees, reward rates, eligibility — cross-checked against official sources.
SCORING Pure & public Deterministic math, unit-tested, traceable from number to source.
EDITORIAL STANCE Independent Affiliate links never influence score-based ordering.
HOW WE KEEP THIS CURRENT

Last verified April 2026. Sources: Official issuer websites, CardExpert, PaisaBazaar, CardInsider, BankBazaar. Next scheduled review: Ongoing.