Credit card research, done properly.
PerkPilot explains India's premium credit cards: which one you can get, which one to get next, and how to squeeze it. The scoring engine is how we keep every guide honest: the same pure function ranks every card, and you can inspect its inputs on any card page.
The product in one paragraph.
Credit card marketing is noisy — every issuer claims theirs is "best," the fine print hides fee traps, and reward rates read differently depending on how you spend. PerkPilot cuts through it by modeling each card's value against a transparent scoring engine, so you can see what a card actually earns for someone like you before you apply.
We cover personal credit cards issued in India, verified against the issuer's current product page and cross-checked against CardExpert, PaisaBazaar and CardInsider. Every card is scored by the same pure function that ships in our codebase. No black boxes, no paid placement, no "promoted" cards above the fold.
The scope of the catalogue.
Last verified April 2026. Sources: Official issuer websites, CardExpert, PaisaBazaar, CardInsider, BankBazaar. Next scheduled review: Ongoing.