Emirates Islamic logo

Emirates Islamic Platinum Credit Card

Emirates Islamic

Islamic credit card

Joining Fee

AED 200

+ 18% GST

First Year Net

+AED 71

Annual Fee

AED 200

+ 18% GST

Renewal Net

+AED 71

Base Reward Rate

0.1%

0.8 points per د.إ10

Best Category

0.2%

Final Net Score

7

out of 100

Net Annual Value

+AED 271

Score Breakdown

Lower ScoreMid RangeHigher Score

Key Metrics

Final Score
Comprehensive rating based on your spending profile
7/100
Effective Reward Rate
Weighted average based on your spending categories
0.1%
Annual Net Value
Expected yearly benefit after all costs
AED 271
Payback Period
Time to recover annual fees through rewards
Immediate

Card Information

Category
Islamic credit card
Launch Date
2015
Networks
Visa Platinum

Should I Consider This Card?

Using general assumptions

Likely Eligible

Needs check

Add income range and credit score to estimate eligibility.

Value for Your Spend

Strong fit

At your current spending pattern, this card is likely to return more value than it costs.

Consider from

AED 5,000 / mo

Sweet spot

AED 5,000 / mo

Net value / year

+AED 271

Fee outcome

Fee likely waived

Why this result

  • Fee waiver threshold: Annual fee waiver is tied to roughly 5,000 monthly spend.
  • Top earning category: travel has elevated rewards, which can improve value when your spend matches it.

Details

Spend curve and supporting scenario values

Emirates Islamic Platinum Credit Card - Key Highlights

💰 Fees & Charges

  • Annual Fee: AED 200
  • Foreign Transaction: 3.0%
  • Late Payment: Varies by outstanding amount

🏆 Rewards & Benefits

  • Rewards Rate: 0.1% reward rate
  • Lounge Access: Available
  • Our Rating: 7/100

Emirates Islamic Platinum Credit Card - Frequently Asked Questions

What are the benefits of Emirates Islamic Platinum Credit Card?

Emirates Islamic Platinum Credit Card from Emirates Islamic offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.

Who is eligible for Emirates Islamic Platinum Credit Card?

Emirates Islamic Platinum Credit Card is ideal for individuals looking for reward-focused spending. Minimum credit score requirements apply.

How much does Emirates Islamic Platinum Credit Card cost?

The annual fee for Emirates Islamic Platinum Credit Card is AED 200. Additional charges may include foreign transaction fees and late payment charges.

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