We actively track 0 UAE credit cards across 0 issuers. The average forex markup on our database is —, and 0 cards already price forex at or below 2.5% for Dubai residents and expats.
Low-Forex Champions
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Cards charging ≤2.5% forex markup — perfect for expats & cross-border earners.
Unlimited Lounge Picks
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Cards with unlimited international lounge access straight out of Dubai airports.
Issuers in Active Coverage
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Major UAE banks & fintech issuers tracked with 30-day refresh cadence.
These picks prioritize low forex markup, travel insurance, and Priority Pass style access that makes weekend runs to India, Saudi, or Europe cheaper.
Analyzing expat-friendly cards…
Cards here include either unlimited Priority Pass / LoungeKey or generous international quotas that cover DXB, DWC, and Abu Dhabi.
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Emirates NBD, ADCB, FAB, Mashreq, and Emirates Islamic lead the premium space, while RAKBANK and Network International publish aggressive cashback cards. Each of these issuers appears in our live rankings with verified fee sheets and lounge data.
Yes — look for products with ≤2.5% forex markup, multi-currency billing, and worldwide insurance. Our expat list above highlights the six cards with the best combination of low forex, easy salary transfer requirements, and airport lounge support.
Cards from Emirates NBD, FAB, and Network International cap out shopping rewards at Dubai Mall, Mall of the Emirates, and festival partners. Watch for seasonal multipliers (4X–10X points) that we annotate inside each card's details page.