ENBD Platinum World Elite Mastercard
Emirates NBD Mastercard World Elite
Rewards 1.9%
Net Value AED 3,239
Joining Fee AED 200
Renewal Fee AED 200
1007 lounge visits • Forex 2.8%
Emirates Islamic RTA Credit Card
Emirates Islamic
Cashback
Joining Fee
AED 0
+ 18% GST
First Year Net
+AED 1,400
Annual Fee
AED 0
+ 18% GST
Renewal Net
+AED 1,400
Base Reward Rate
1.3%
1.25 points per د.إ100
Best Category
10.0%
Final Net Score
19
out of 100
Net Annual Value
+AED 1,400
Score Breakdown
Lower ScoreMid RangeHigher Score
Key Metrics
Final Score
Comprehensive rating based on your spending profile
19/100
Effective Reward Rate
Weighted average based on your spending categories
2.3%
Annual Net Value
Expected yearly benefit after all costs
AED 1,400
Payback Period
Time to recover annual fees through rewards
Immediate
Card Information
Category
Cashback
Should I Consider This Card?
Using general assumptions
Likely Eligible
Needs checkAdd income range and credit score to estimate eligibility.
Value for Your Spend
ConsiderYou are close to the spend level where this card starts making sense.
Consider from
AED 5,000 / mo
Sweet spot
AED 50,000 / mo
Net value / year
+AED 1,400
Fee outcome
Fee likely waived
Why this result
- Top earning category: transport has elevated rewards, which can improve value when your spend matches it.
Details
Spend curve and supporting scenario values
Emirates Islamic RTA Credit Card - Key Highlights
💰 Fees & Charges
- Annual Fee: Free
- Foreign Transaction: 3.0%
- Late Payment: Varies by outstanding amount
🏆 Rewards & Benefits
- Rewards Rate: 1.3% reward rate
- Lounge Access: Available
- Our Rating: 19/100
Emirates Islamic RTA Credit Card - Frequently Asked Questions
What are the benefits of Emirates Islamic RTA Credit Card?
Emirates Islamic RTA Credit Card from Emirates Islamic offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.
Who is eligible for Emirates Islamic RTA Credit Card?
Emirates Islamic RTA Credit Card is ideal for individuals looking for reward-focused spending. Minimum credit score requirements apply.
How much does Emirates Islamic RTA Credit Card cost?
The annual fee for Emirates Islamic RTA Credit Card is free. Additional charges may include foreign transaction fees and late payment charges.
You may also like
19
FAB World Elite Mastercard
First Abu Dhabi Bank (FAB) Mastercard World Elite
Rewards 2.0%
Net Value AED 2,976
Joining Fee AED 500
Renewal Fee AED 500
1014 lounge visits • Forex 2.8%
Mashreq Solitaire Credit Card
Mashreq Bank Visa
Rewards 1.1%
Net Value AED 1,382
Joining Fee AED 0
Renewal Fee AED 1,575
999 lounge visits • Forex 2.0%
ADCB Infinite Credit Card
Abu Dhabi Commercial Bank (ADCB) Visa Infinite
Rewards 1.4%
Net Value AED 2,619
Joining Fee AED 500
Renewal Fee AED 500
1009 lounge visits • Forex 2.8%
DIB Platinum Cashback Credit Card
Dubai Islamic Bank Visa
Rewards 1.7%
Net Value AED 1,401
Joining Fee AED 0
Renewal Fee AED 399
4 lounge visits • Forex 3.0%
CBD Super Saver Credit Card
Commercial Bank of Dubai Visa
Rewards 1.9%
Net Value AED 923
Joining Fee AED 0
Renewal Fee AED 199
— • Forex 3.0%
See all Emirates Islamic credit cards →