Emirates Islamic logo

Emirates Islamic Cashback Plus Credit Card

Emirates Islamic ⭐ Featured

Premium cashback credit card

Joining Fee

AED 299

+ 18% GST

First Year Net

+AED 2,455

Annual Fee

AED 299

+ 18% GST

Renewal Net

+AED 2,455

Base Reward Rate

Not disclosed

Check card details

Final Net Score

13

out of 100

Net Annual Value

+AED 2,754

Score Breakdown

Lower ScoreMid RangeHigher Score

Key Metrics

Final Score
Comprehensive rating based on your spending profile
13/100
Effective Reward Rate
Weighted average based on your spending categories
0.8%
Annual Net Value
Expected yearly benefit after all costs
AED 2,754
Payback Period
Time to recover annual fees through rewards
Immediate

Card Information

Category
Premium cashback credit card
Launch Date
2022
Networks
Visa

Should I Consider This Card?

Using general assumptions

Likely Eligible

Needs check

Add income range and credit score to estimate eligibility.

Value for Your Spend

Strong fit

At your current spending pattern, this card is likely to return more value than it costs.

Consider from

AED 5,000 / mo

Sweet spot

AED 5,000 / mo

Net value / year

+AED 2,754

Fee outcome

Fee likely waived

Why this result

  • Fee waiver threshold: Annual fee waiver is tied to roughly 2,500 monthly spend.

Details

Spend curve and supporting scenario values

Emirates Islamic Cashback Plus Credit Card - Key Highlights

💰 Fees & Charges

  • Annual Fee: AED 299
  • Foreign Transaction: 3.0%
  • Late Payment: Varies by outstanding amount

🏆 Rewards & Benefits

  • Rewards Rate: Varies
  • Lounge Access: Available
  • Our Rating: 13/100

Emirates Islamic Cashback Plus Credit Card - Frequently Asked Questions

What are the benefits of Emirates Islamic Cashback Plus Credit Card?

Emirates Islamic Cashback Plus Credit Card from Emirates Islamic offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.

Who is eligible for Emirates Islamic Cashback Plus Credit Card?

Emirates Islamic Cashback Plus Credit Card is ideal for individuals looking for reward-focused spending. Minimum credit score requirements apply.

How much does Emirates Islamic Cashback Plus Credit Card cost?

The annual fee for Emirates Islamic Cashback Plus Credit Card is AED 299. Additional charges may include foreign transaction fees and late payment charges.

You may also like

Emirates Islamic logo See all Emirates Islamic credit cards →