Dubai Islamic Bank logo

DIB Platinum Cashback Credit Card

Dubai Islamic Bank

Cashback

Joining Fee

AED 0

+ 18% GST

First Year Net

+AED 1,401

Annual Fee

AED 399

+ 18% GST

Renewal Net

+AED 1,002

Base Reward Rate

1.0%

1 points per د.إ100

Best Category

4.0%

Final Net Score

16

out of 100

Net Annual Value

+AED 1,401

Score Breakdown

Lower ScoreMid RangeHigher Score

Key Metrics

Final Score
Comprehensive rating based on your spending profile
16/100
Effective Reward Rate
Weighted average based on your spending categories
1.7%
Annual Net Value
Expected yearly benefit after all costs
AED 1,401
Payback Period
Time to recover annual fees through rewards
Immediate

Card Information

Category
Cashback

Should I Consider This Card?

Using general assumptions

Likely Eligible

Needs check

Add income range and credit score to estimate eligibility.

Value for Your Spend

Strong fit

At your current spending pattern, this card is likely to return more value than it costs.

Consider from

AED 5,000 / mo

Sweet spot

AED 5,000 / mo

Net value / year

+AED 1,401

Fee outcome

Fee likely payable

Why this result

  • Top earning category: groceries has elevated rewards, which can improve value when your spend matches it.

Details

Spend curve and supporting scenario values

DIB Platinum Cashback Credit Card - Key Highlights

💰 Fees & Charges

  • Annual Fee: AED 399
  • Foreign Transaction: 3.0%
  • Late Payment: Varies by outstanding amount

🏆 Rewards & Benefits

  • Rewards Rate: 1.0% reward rate
  • Lounge Access: Available
  • Our Rating: 16/100

DIB Platinum Cashback Credit Card - Frequently Asked Questions

What are the benefits of DIB Platinum Cashback Credit Card?

DIB Platinum Cashback Credit Card from Dubai Islamic Bank offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.

Who is eligible for DIB Platinum Cashback Credit Card?

DIB Platinum Cashback Credit Card is ideal for individuals looking for reward-focused spending. Minimum credit score requirements apply.

How much does DIB Platinum Cashback Credit Card cost?

The annual fee for DIB Platinum Cashback Credit Card is AED 399. Additional charges may include foreign transaction fees and late payment charges.

You may also like

Dubai Islamic Bank logo See all Dubai Islamic Bank credit cards →