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Emirates NBD Miles Credit Card

Emirates NBD ⭐ Featured

Travel rewards credit card

Joining Fee

AED 2,000

+ 18% GST

First Year Net

+AED 717

Annual Fee

AED 0

+ 18% GST

Renewal Net

+AED 2,717

Base Reward Rate

0.8%

1 points per د.إ10

Best Category

4.0%

Final Net Score

15

out of 100

Net Annual Value

+AED 2,717

Score Breakdown

Lower ScoreMid RangeHigher Score

Key Metrics

Final Score
Comprehensive rating based on your spending profile
15/100
Effective Reward Rate
Weighted average based on your spending categories
1.3%
Annual Net Value
Expected yearly benefit after all costs
AED 2,717
Payback Period
Time to recover annual fees through rewards
Immediate

Card Information

Category
Travel rewards credit card
Launch Date
2018
Networks
Visa

Should I Consider This Card?

Using general assumptions

Likely Eligible

Needs check

Add income range and credit score to estimate eligibility.

Value for Your Spend

Strong fit

At your current spending pattern, this card is likely to return more value than it costs.

Consider from

AED 5,000 / mo

Sweet spot

AED 5,000 / mo

Net value / year

+AED 2,717

Fee outcome

Fee likely waived

Why this result

  • Fee waiver threshold: Annual fee waiver is tied to roughly 8,333 monthly spend.
  • Top earning category: travel has elevated rewards, which can improve value when your spend matches it.

Details

Spend curve and supporting scenario values

Emirates NBD Miles Credit Card - Key Highlights

💰 Fees & Charges

  • Annual Fee: Free
  • Foreign Transaction: 3.0%
  • Late Payment: Varies by outstanding amount

🏆 Rewards & Benefits

  • Rewards Rate: 0.8% reward rate
  • Lounge Access: Available
  • Our Rating: 15/100

Emirates NBD Miles Credit Card - Frequently Asked Questions

What are the benefits of Emirates NBD Miles Credit Card?

Emirates NBD Miles Credit Card from Emirates NBD offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.

Who is eligible for Emirates NBD Miles Credit Card?

Emirates NBD Miles Credit Card is ideal for individuals looking for reward-focused spending. Minimum credit score requirements apply.

How much does Emirates NBD Miles Credit Card cost?

The annual fee for Emirates NBD Miles Credit Card is free. Additional charges may include foreign transaction fees and late payment charges.

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