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ENBD Platinum World Elite Mastercard

Emirates NBD ⭐ Featured

Premium credit card

Joining Fee

AED 200

+ 18% GST

First Year Net

+AED 3,039

Annual Fee

AED 200

+ 18% GST

Renewal Net

+AED 3,039

Base Reward Rate

0.7%

1.5 points per د.إ10

Best Category

4.0%

Final Net Score

19

out of 100

Net Annual Value

+AED 3,239

Score Breakdown

Lower ScoreMid RangeHigher Score

Key Metrics

Final Score
Comprehensive rating based on your spending profile
19/100
Effective Reward Rate
Weighted average based on your spending categories
1.9%
Annual Net Value
Expected yearly benefit after all costs
AED 3,239
Payback Period
Time to recover annual fees through rewards
Immediate

Card Information

Category
Premium credit card
Launch Date
2019
Networks
Mastercard World Elite

Should I Consider This Card?

Using general assumptions

Likely Eligible

Needs check

Add income range and credit score to estimate eligibility.

Value for Your Spend

Consider

You are close to the spend level where this card starts making sense.

Consider from

AED 5,000 / mo

Sweet spot

AED 50,000 / mo

Net value / year

+AED 3,239

Fee outcome

Fee likely payable

Why this result

  • Fee waiver threshold: Annual fee waiver is tied to roughly 20,833 monthly spend.
  • Top earning category: travel has elevated rewards, which can improve value when your spend matches it.

Details

Spend curve and supporting scenario values

ENBD Platinum World Elite Mastercard - Key Highlights

💰 Fees & Charges

  • Annual Fee: AED 200
  • Foreign Transaction: 2.8%
  • Late Payment: Varies by outstanding amount

🏆 Rewards & Benefits

  • Rewards Rate: 0.7% reward rate
  • Lounge Access: Available
  • Our Rating: 19/100

ENBD Platinum World Elite Mastercard - Frequently Asked Questions

What are the benefits of ENBD Platinum World Elite Mastercard?

ENBD Platinum World Elite Mastercard from Emirates NBD offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.

Who is eligible for ENBD Platinum World Elite Mastercard?

ENBD Platinum World Elite Mastercard is ideal for individuals looking for reward-focused spending. Minimum credit score requirements apply.

How much does ENBD Platinum World Elite Mastercard cost?

The annual fee for ENBD Platinum World Elite Mastercard is AED 200. Additional charges may include foreign transaction fees and late payment charges.

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