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ENBD Premium World Elite Mastercard

Emirates NBD ⭐ Featured

Premium credit card

Joining Fee

AED 500

+ 18% GST

First Year Net

+AED 2,015

Annual Fee

AED 500

+ 18% GST

Renewal Net

+AED 2,015

Base Reward Rate

0.5%

1.3 points per د.إ10

Best Category

2.6%

Final Net Score

15

out of 100

Net Annual Value

+AED 2,515

Score Breakdown

Lower ScoreMid RangeHigher Score

Key Metrics

Final Score
Comprehensive rating based on your spending profile
15/100
Effective Reward Rate
Weighted average based on your spending categories
1.2%
Annual Net Value
Expected yearly benefit after all costs
AED 2,515
Payback Period
Time to recover annual fees through rewards
Immediate

Card Information

Category
Premium credit card
Launch Date
2020
Networks
Mastercard World Elite

Should I Consider This Card?

Using general assumptions

Likely Eligible

Needs check

Add income range and credit score to estimate eligibility.

Value for Your Spend

Strong fit

At your current spending pattern, this card is likely to return more value than it costs.

Consider from

AED 5,000 / mo

Sweet spot

AED 5,000 / mo

Net value / year

+AED 2,515

Fee outcome

Fee likely payable

Why this result

  • Fee waiver threshold: Annual fee waiver is tied to roughly 18,333 monthly spend.
  • Top earning category: travel has elevated rewards, which can improve value when your spend matches it.

Details

Spend curve and supporting scenario values

ENBD Premium World Elite Mastercard - Key Highlights

💰 Fees & Charges

  • Annual Fee: AED 500
  • Foreign Transaction: 2.9%
  • Late Payment: Varies by outstanding amount

🏆 Rewards & Benefits

  • Rewards Rate: 0.5% reward rate
  • Lounge Access: Available
  • Our Rating: 15/100

ENBD Premium World Elite Mastercard - Frequently Asked Questions

What are the benefits of ENBD Premium World Elite Mastercard?

ENBD Premium World Elite Mastercard from Emirates NBD offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.

Who is eligible for ENBD Premium World Elite Mastercard?

ENBD Premium World Elite Mastercard is ideal for individuals looking for reward-focused spending. Minimum credit score requirements apply.

How much does ENBD Premium World Elite Mastercard cost?

The annual fee for ENBD Premium World Elite Mastercard is AED 500. Additional charges may include foreign transaction fees and late payment charges.

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