DIB Platinum Cashback Credit Card
Dubai Islamic Bank Visa
Rewards 1.7%
Net Value AED 1,401
Joining Fee AED 0
Renewal Fee AED 399
4 lounge visits • Forex 3.0%
ADCB Infinite Credit Card
Abu Dhabi Commercial Bank (ADCB) ⭐ Featured
Premium credit card
Joining Fee
AED 500
+ 18% GST
First Year Net
+AED 2,119
Annual Fee
AED 500
+ 18% GST
Renewal Net
+AED 2,119
Base Reward Rate
0.5%
1.5 points per د.إ10
Best Category
3.1%
Final Net Score
16
out of 100
Net Annual Value
+AED 2,619
Score Breakdown
Lower ScoreMid RangeHigher Score
Key Metrics
Final Score
Comprehensive rating based on your spending profile
16/100
Effective Reward Rate
Weighted average based on your spending categories
1.4%
Annual Net Value
Expected yearly benefit after all costs
AED 2,619
Payback Period
Time to recover annual fees through rewards
Immediate
Card Information
Category
Premium credit card
Launch Date
2018
Networks
Visa Infinite
Should I Consider This Card?
Using general assumptions
Likely Eligible
Needs checkAdd income range and credit score to estimate eligibility.
Value for Your Spend
Strong fitAt your current spending pattern, this card is likely to return more value than it costs.
Consider from
AED 5,000 / mo
Sweet spot
AED 5,000 / mo
Net value / year
+AED 2,619
Fee outcome
Fee likely payable
Why this result
- Fee waiver threshold: Annual fee waiver is tied to roughly 16,667 monthly spend.
- Top earning category: travel has elevated rewards, which can improve value when your spend matches it.
Details
Spend curve and supporting scenario values
ADCB Infinite Credit Card - Key Highlights
💰 Fees & Charges
- Annual Fee: AED 500
- Foreign Transaction: 2.8%
- Late Payment: Varies by outstanding amount
🏆 Rewards & Benefits
- Rewards Rate: 0.5% reward rate
- Lounge Access: Available
- Our Rating: 16/100
ADCB Infinite Credit Card - Frequently Asked Questions
What are the benefits of ADCB Infinite Credit Card?
ADCB Infinite Credit Card from Abu Dhabi Commercial Bank (ADCB) offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.
Who is eligible for ADCB Infinite Credit Card?
ADCB Infinite Credit Card is ideal for individuals looking for reward-focused spending. Minimum credit score requirements apply.
How much does ADCB Infinite Credit Card cost?
The annual fee for ADCB Infinite Credit Card is AED 500. Additional charges may include foreign transaction fees and late payment charges.
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