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ADCB 365 Cashback Credit Card

Abu Dhabi Commercial Bank (ADCB) ⭐ Featured

Premium cashback credit card

Joining Fee

AED 383

+ 18% GST

First Year Net

+AED 1,220

Annual Fee

AED 383

+ 18% GST

Renewal Net

+AED 1,220

Base Reward Rate

Not disclosed

Check card details

Best Category

0.0%

Final Net Score

11

out of 100

Net Annual Value

+AED 1,603

Score Breakdown

Lower ScoreMid RangeHigher Score

Key Metrics

Final Score
Comprehensive rating based on your spending profile
11/100
Effective Reward Rate
Weighted average based on your spending categories
0.8%
Annual Net Value
Expected yearly benefit after all costs
AED 1,603
Payback Period
Time to recover annual fees through rewards
Immediate

Card Information

Category
Premium cashback credit card
Launch Date
2021
Networks
Visa

Should I Consider This Card?

Using general assumptions

Likely Eligible

Needs check

Add income range and credit score to estimate eligibility.

Value for Your Spend

Strong fit

At your current spending pattern, this card is likely to return more value than it costs.

Consider from

AED 5,000 / mo

Sweet spot

AED 5,000 / mo

Net value / year

+AED 1,603

Fee outcome

Fee likely payable

Why this result

  • Fee waiver threshold: Annual fee waiver is tied to roughly 8,333 monthly spend.

Details

Spend curve and supporting scenario values

ADCB 365 Cashback Credit Card - Key Highlights

💰 Fees & Charges

  • Annual Fee: AED 383
  • Foreign Transaction: 3.3%
  • Late Payment: Varies by outstanding amount

🏆 Rewards & Benefits

  • Rewards Rate: Varies
  • Lounge Access: Available
  • Our Rating: 11/100

ADCB 365 Cashback Credit Card - Frequently Asked Questions

What are the benefits of ADCB 365 Cashback Credit Card?

ADCB 365 Cashback Credit Card from Abu Dhabi Commercial Bank (ADCB) offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.

Who is eligible for ADCB 365 Cashback Credit Card?

ADCB 365 Cashback Credit Card is ideal for individuals looking for reward-focused spending. Minimum credit score requirements apply.

How much does ADCB 365 Cashback Credit Card cost?

The annual fee for ADCB 365 Cashback Credit Card is AED 383. Additional charges may include foreign transaction fees and late payment charges.

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