ADCB Platinum Credit Card
Premium credit card
Joining Fee
AED 200
+ 18% GST
First Year Net
+AED 2,151
Annual Fee
AED 200
+ 18% GST
Renewal Net
+AED 2,151
Base Reward Rate
0.2%
1 points per د.إ10
Best Category
1.0%
Final Net Score
10
out of 100
Net Annual Value
+AED 2,351
Score Breakdown
Key Metrics
Card Information
Should I Consider This Card?
Using general assumptions
Likely Eligible
Needs checkAdd income range and credit score to estimate eligibility.
Value for Your Spend
Strong fitAt your current spending pattern, this card is likely to return more value than it costs.
Consider from
AED 5,000 / mo
Sweet spot
AED 5,000 / mo
Net value / year
+AED 2,351
Fee outcome
Fee likely payable
Why this result
- Fee waiver threshold: Annual fee waiver is tied to roughly 7,083 monthly spend.
- Top earning category: travel has elevated rewards, which can improve value when your spend matches it.
Details
Spend curve and supporting scenario values
ADCB Platinum Credit Card - Key Highlights
💰 Fees & Charges
- Annual Fee: AED 200
- Foreign Transaction: 3.3%
- Late Payment: Varies by outstanding amount
🏆 Rewards & Benefits
- Rewards Rate: 0.2% reward rate
- Lounge Access: Available
- Our Rating: 10/100
ADCB Platinum Credit Card - Frequently Asked Questions
What are the benefits of ADCB Platinum Credit Card?
ADCB Platinum Credit Card from Abu Dhabi Commercial Bank (ADCB) offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.
Who is eligible for ADCB Platinum Credit Card?
ADCB Platinum Credit Card is ideal for individuals looking for reward-focused spending. Minimum credit score requirements apply.
How much does ADCB Platinum Credit Card cost?
The annual fee for ADCB Platinum Credit Card is AED 200. Additional charges may include foreign transaction fees and late payment charges.