Abu Dhabi Commercial Bank (ADCB) logo

ADCB TouchPoints Platinum Credit Card

Abu Dhabi Commercial Bank (ADCB)

Rewards credit card

Joining Fee

AED 0

+ 18% GST

First Year Net

+AED 2,526

Annual Fee

AED 0

+ 18% GST

Renewal Net

+AED 2,526

Base Reward Rate

0.3%

1 points per د.إ10

Best Category

0.5%

Final Net Score

10

out of 100

Net Annual Value

+AED 2,526

Score Breakdown

Lower ScoreMid RangeHigher Score

Key Metrics

Final Score
Comprehensive rating based on your spending profile
10/100
Effective Reward Rate
Weighted average based on your spending categories
0.4%
Annual Net Value
Expected yearly benefit after all costs
AED 2,526
Payback Period
Time to recover annual fees through rewards
Immediate

Card Information

Category
Rewards credit card
Launch Date
2020
Networks
Visa Platinum

Should I Consider This Card?

Using general assumptions

Likely Eligible

Needs check

Add income range and credit score to estimate eligibility.

Value for Your Spend

Strong fit

At your current spending pattern, this card is likely to return more value than it costs.

Consider from

AED 5,000 / mo

Sweet spot

AED 5,000 / mo

Net value / year

+AED 2,526

Fee outcome

Fee likely waived

Why this result

  • Top earning category: dining has elevated rewards, which can improve value when your spend matches it.

Details

Spend curve and supporting scenario values

ADCB TouchPoints Platinum Credit Card - Key Highlights

💰 Fees & Charges

  • Annual Fee: Free
  • Foreign Transaction: 3.3%
  • Late Payment: Varies by outstanding amount

🏆 Rewards & Benefits

  • Rewards Rate: 0.3% reward rate
  • Lounge Access: Available
  • Our Rating: 10/100

ADCB TouchPoints Platinum Credit Card - Frequently Asked Questions

What are the benefits of ADCB TouchPoints Platinum Credit Card?

ADCB TouchPoints Platinum Credit Card from Abu Dhabi Commercial Bank (ADCB) offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.

Who is eligible for ADCB TouchPoints Platinum Credit Card?

ADCB TouchPoints Platinum Credit Card is ideal for individuals looking for reward-focused spending. Minimum credit score requirements apply.

How much does ADCB TouchPoints Platinum Credit Card cost?

The annual fee for ADCB TouchPoints Platinum Credit Card is free. Additional charges may include foreign transaction fees and late payment charges.

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