Axis Bank Atlas Credit Card
Axis Bank
Rewards 2.4%
Net Value ₹13,964
Joining Fee ₹5,000
Renewal Fee ₹5,000
12 lounge visits • Forex 3.5%
Flipkart Axis Bank Credit Card
Axis Bank
Co-branded cashback credit card (devalued)
Joining Fee
₹500
+ 18% GST
First Year Net
+₹17,100
Annual Fee
₹500
+ 18% GST
Renewal Net
+₹16,600
Base Reward Rate
1.0%
on general spend
Best Category
7.5%
Final Net Score
28
out of 100
Net Annual Value
+₹17,190
Score Breakdown
Lower ScoreMid RangeHigher Score
Key Metrics
Final Score
Comprehensive rating based on your spending profile
28/100
Effective Reward Rate
Weighted average based on your spending categories
2.9%
Annual Net Value
Expected yearly benefit after all costs
₹17,190
Payback Period
Time to recover annual fees through rewards
Immediate
Card Information
Category
Co-branded cashback credit card (devalued)
Launch Date
2019
Networks
Mastercard
Should I Consider This Card?
Using general assumptions
Likely Eligible
Needs checkAdd income range and credit score to estimate eligibility.
Value for Your Spend
Strong fitAt your current spending pattern, this card is likely to return more value than it costs.
Consider from
₹15,000 / mo
Sweet spot
₹2,00,000 / mo
Net value / year
+₹17,190
Fee outcome
Fee likely waived
Why this result
- Fee waiver threshold: Annual fee waiver is tied to roughly 29,167 monthly spend.
- Top earning category: online has elevated rewards, which can improve value when your spend matches it.
Details
Spend curve and supporting scenario values
Flipkart Axis Bank Credit Card - Key Highlights
💰 Fees & Charges
- Annual Fee: ₹500
- Foreign Transaction: 3.5%
- Late Payment: Varies by outstanding amount
🏆 Rewards & Benefits
- Rewards Rate: 1.0% reward rate
- Lounge Access: Available
- Our Rating: 28/100
Flipkart Axis Bank Credit Card - Frequently Asked Questions
What are the benefits of Flipkart Axis Bank Credit Card?
Flipkart Axis Bank Credit Card from Axis Bank offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.
Who is eligible for Flipkart Axis Bank Credit Card?
Flipkart Axis Bank Credit Card is ideal for individuals looking for reward-focused spending. Minimum credit score requirements apply.
How much does Flipkart Axis Bank Credit Card cost?
The annual fee for Flipkart Axis Bank Credit Card is ₹500. Additional charges may include foreign transaction fees and late payment charges.
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