Meet these thresholds and you're likely to be approved. Final call is Axis Bank's.
We've modeled this card's value for a default urban spender. Tweak the persona to see how it shifts — or personalize with your real spends.
Base rate, accelerated categories, milestones, and what each reward point is actually worth when you redeem.
Plays grounded in this card's specific levers. Updated each time Axis Bank tweaks the program.
Earn 2.0× here — 2.0% back vs the base rate. Zero-effort multiplier if the card fits your habits.
Fees, transaction charges, interest rates — all inclusive of taxes where noted.
Charges below are base amounts; GST applies where applicable.
Non-reward perks — lounges, dining, golf, insurance, concierge. Worth factoring into the total value, even when hard to price.
unlimited domestic + 32 international visits per year via Priority Pass. Primary cardholder.
₹10,000 Welcome reward points.
Air accident cover, lost-card liability, emergency card replacement abroad.
For a spender who hits the ₹4L waiver, yes — the net value is positive. For a casual spender, the math gets tight and a lower-tier card may fit better. See the Fit section above.
Last verified 24 Feb 2026. Due for review; numbers may have moved.
Last verified 24 Feb 2026. Sources: Axis Bank Most Important Terms and Conditions (MITC) PDF, Axis Bank credit-card feature/benefit/charge revision FAQ PDF, Axis Olympus terms and conditions PDF, Axis Olympus product page URL (public page not reliably indexed in this pass). Next scheduled review: May 2026.
