American Express Platinum Charge Card
American Express
Rewards 1.2%
Net Value -₹56,196
Joining Fee ₹66,000
Renewal Fee ₹66,000
Unlimited lounge access • Forex 3.5%
Axis Bank SELECT Credit Card
Axis Bank
Mid-premium lifestyle credit card
Joining Fee
₹3,000
+ 18% GST
First Year Net
+₹5,436
Annual Fee
₹3,000
+ 18% GST
Renewal Net
+₹3,436
Base Reward Rate
1.0%
10 points per ₹200
Best Category
5.0%
Final Net Score
17
out of 100
Net Annual Value
+₹6,976
Score Breakdown
Lower ScoreMid RangeHigher Score
Key Metrics
Final Score
Comprehensive rating based on your spending profile
17/100
Effective Reward Rate
Weighted average based on your spending categories
1.2%
Annual Net Value
Expected yearly benefit after all costs
₹6,976
Payback Period
Time to recover annual fees through rewards
Immediate
Card Information
Category
Mid-premium lifestyle credit card
Launch Date
2016
Networks
Visa Signature
Should I Consider This Card?
Using general assumptions
Likely Eligible
Needs checkAdd income range and credit score to estimate eligibility.
Value for Your Spend
Strong fitAt your current spending pattern, this card is likely to return more value than it costs.
Consider from
₹15,000 / mo
Sweet spot
₹2,00,000 / mo
Net value / year
+₹6,976
Fee outcome
Fee likely payable
Why this result
- Fee waiver threshold: Annual fee waiver is tied to roughly 66,667 monthly spend.
- Milestone bonus: 5,000 EDGE Reward Points adds value near 25,000 monthly spend.
- Top earning category: travel edge bookings has elevated rewards, which can improve value when your spend matches it.
Details
Spend curve and supporting scenario values
Axis Bank SELECT Credit Card - Key Highlights
💰 Fees & Charges
- Annual Fee: ₹3,000
- Foreign Transaction: 3.5%
- Late Payment: Varies by outstanding amount
🏆 Rewards & Benefits
- Rewards Rate: 1.0% reward rate
- Lounge Access: Available
- Our Rating: 17/100
Axis Bank SELECT Credit Card - Frequently Asked Questions
What are the benefits of Axis Bank SELECT Credit Card?
Axis Bank SELECT Credit Card from Axis Bank offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.
Who is eligible for Axis Bank SELECT Credit Card?
Axis Bank SELECT Credit Card is ideal for premium card users reward-focused spending. Minimum credit score requirements apply.
How much does Axis Bank SELECT Credit Card cost?
The annual fee for Axis Bank SELECT Credit Card is ₹3,000. Additional charges may include foreign transaction fees and late payment charges.
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