AU Small Finance Bank Altura Plus Credit Card
AU Small Finance Bank
Rewards 1.5%
Net Value ₹10,884
Joining Fee ₹0
Renewal Fee ₹0
2 lounge visits • Forex 3.5%
Axis Bank Privilege Credit Card
Axis Bank
Mid-premium lifestyle and rewards credit card
Joining Fee
₹1,500
+ 18% GST
First Year Net
+₹10,590
Annual Fee
₹1,500
+ 18% GST
Renewal Net
+₹9,590
Base Reward Rate
1.0%
10 points per ₹200
Best Category
5.0%
Final Net Score
19
out of 100
Net Annual Value
+₹11,360
Score Breakdown
Lower ScoreMid RangeHigher Score
Key Metrics
Final Score
Comprehensive rating based on your spending profile
19/100
Effective Reward Rate
Weighted average based on your spending categories
1.2%
Annual Net Value
Expected yearly benefit after all costs
₹11,360
Payback Period
Time to recover annual fees through rewards
Immediate
Card Information
Category
Mid-premium lifestyle and rewards credit card
Launch Date
2018
Networks
Visa Signature, Mastercard World, American Express
Should I Consider This Card?
Using general assumptions
Likely Eligible
Needs checkAdd income range and credit score to estimate eligibility.
Value for Your Spend
Strong fitAt your current spending pattern, this card is likely to return more value than it costs.
Consider from
₹15,000 / mo
Sweet spot
₹2,00,000 / mo
Net value / year
+₹11,360
Fee outcome
Fee likely waived
Why this result
- Fee waiver threshold: Annual fee waiver is tied to roughly 41,667 monthly spend.
- Milestone bonus: 10,000 EDGE Reward Points adds value near 20,833 monthly spend.
- Top earning category: travel edge bookings has elevated rewards, which can improve value when your spend matches it.
Details
Spend curve and supporting scenario values
Axis Bank Privilege Credit Card - Key Highlights
💰 Fees & Charges
- Annual Fee: ₹1,500
- Foreign Transaction: 3.5%
- Late Payment: Varies by outstanding amount
🏆 Rewards & Benefits
- Rewards Rate: 1.0% reward rate
- Lounge Access: Available
- Our Rating: 19/100
Axis Bank Privilege Credit Card - Frequently Asked Questions
What are the benefits of Axis Bank Privilege Credit Card?
Axis Bank Privilege Credit Card from Axis Bank offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.
Who is eligible for Axis Bank Privilege Credit Card?
Axis Bank Privilege Credit Card is ideal for individuals looking for reward-focused spending. Minimum credit score requirements apply.
How much does Axis Bank Privilege Credit Card cost?
The annual fee for Axis Bank Privilege Credit Card is ₹1,500. Additional charges may include foreign transaction fees and late payment charges.
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