Mashreq Titanium Credit Card
Mashreq Bank Visa
Rewards 0.1%
Net Value AED 142
Joining Fee AED 400
Renewal Fee AED 100
1 lounge visit • Forex 3.5%
Mashreq Platinum Credit Card
Mashreq Bank
Premium credit card
Joining Fee
AED 300
+ 18% GST
First Year Net
-AED 546
Annual Fee
AED 300
+ 18% GST
Renewal Net
-AED 546
Base Reward Rate
0.1%
0.8 points per د.إ10
Final Net Score
6
out of 100
Net Annual Value
-AED 246
Score Breakdown
Lower ScoreMid RangeHigher Score
Key Metrics
Final Score
Comprehensive rating based on your spending profile
6/100
Effective Reward Rate
Weighted average based on your spending categories
0.1%
Annual Net Value
Expected yearly benefit after all costs
-AED 246
Payback Period
Time to recover annual fees through rewards
Immediate
Card Information
Category
Premium credit card
Launch Date
2010
Networks
Visa
Should I Consider This Card?
Using general assumptions
Likely Eligible
Needs checkAdd income range and credit score to estimate eligibility.
Value for Your Spend
ConsiderYou are close to the spend level where this card starts making sense.
Consider from
AED 10,000 / mo
Sweet spot
AED 50,000 / mo
Net value / year
-AED 246
Fee outcome
Fee likely payable
Why this result
- Fee waiver threshold: Annual fee waiver is tied to roughly 8,333 monthly spend.
- Base rewards: Value is driven mostly by the base reward rate and fee math.
Details
Spend curve and supporting scenario values
Mashreq Platinum Credit Card - Key Highlights
💰 Fees & Charges
- Annual Fee: AED 300
- Foreign Transaction: 3.3%
- Late Payment: Varies by outstanding amount
🏆 Rewards & Benefits
- Rewards Rate: 0.1% reward rate
- Lounge Access: Available
- Our Rating: 6/100
Mashreq Platinum Credit Card - Frequently Asked Questions
What are the benefits of Mashreq Platinum Credit Card?
Mashreq Platinum Credit Card from Mashreq Bank offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.
Who is eligible for Mashreq Platinum Credit Card?
Mashreq Platinum Credit Card is ideal for individuals looking for reward-focused spending. Minimum credit score requirements apply.
How much does Mashreq Platinum Credit Card cost?
The annual fee for Mashreq Platinum Credit Card is AED 300. Additional charges may include foreign transaction fees and late payment charges.
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