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Mashreq Titanium Credit Card

Mashreq Bank

Mid-premium credit card

Joining Fee

AED 400

+ 18% GST

First Year Net

-AED 258

Annual Fee

AED 100

+ 18% GST

Renewal Net

+AED 42

Base Reward Rate

0.1%

0.5 points per د.إ10

Best Category

0.1%

Final Net Score

6

out of 100

Net Annual Value

+AED 142

Score Breakdown

Lower ScoreMid RangeHigher Score

Key Metrics

Final Score
Comprehensive rating based on your spending profile
6/100
Effective Reward Rate
Weighted average based on your spending categories
0.1%
Annual Net Value
Expected yearly benefit after all costs
AED 142
Payback Period
Time to recover annual fees through rewards
Immediate

Card Information

Category
Mid-premium credit card
Launch Date
2015
Networks
Visa

Should I Consider This Card?

Using general assumptions

Likely Eligible

Needs check

Add income range and credit score to estimate eligibility.

Value for Your Spend

Strong fit

At your current spending pattern, this card is likely to return more value than it costs.

Consider from

AED 5,000 / mo

Sweet spot

AED 5,000 / mo

Net value / year

+AED 142

Fee outcome

Fee likely payable

Why this result

  • Top earning category: groceries has elevated rewards, which can improve value when your spend matches it.

Details

Spend curve and supporting scenario values

Mashreq Titanium Credit Card - Key Highlights

💰 Fees & Charges

  • Annual Fee: AED 100
  • Foreign Transaction: 3.5%
  • Late Payment: Varies by outstanding amount

🏆 Rewards & Benefits

  • Rewards Rate: 0.1% reward rate
  • Lounge Access: Available
  • Our Rating: 6/100

Mashreq Titanium Credit Card - Frequently Asked Questions

What are the benefits of Mashreq Titanium Credit Card?

Mashreq Titanium Credit Card from Mashreq Bank offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.

Who is eligible for Mashreq Titanium Credit Card?

Mashreq Titanium Credit Card is ideal for individuals looking for reward-focused spending. Minimum credit score requirements apply.

How much does Mashreq Titanium Credit Card cost?

The annual fee for Mashreq Titanium Credit Card is AED 100. Additional charges may include foreign transaction fees and late payment charges.

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