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Mashreq Platinum Elite Credit Card

Mashreq Bank

Premium

Joining Fee

AED 0

+ 18% GST

First Year Net

+AED 2,168

Annual Fee

AED 683

+ 18% GST

Renewal Net

+AED 1,485

Base Reward Rate

0.4%

1 points per د.إ10

Best Category

2.0%

Final Net Score

15

out of 100

Net Annual Value

+AED 2,168

Score Breakdown

Lower ScoreMid RangeHigher Score

Key Metrics

Final Score
Comprehensive rating based on your spending profile
15/100
Effective Reward Rate
Weighted average based on your spending categories
0.9%
Annual Net Value
Expected yearly benefit after all costs
AED 2,168
Payback Period
Time to recover annual fees through rewards
Immediate

Card Information

Category
Premium

Should I Consider This Card?

Using general assumptions

Likely Eligible

Needs check

Add income range and credit score to estimate eligibility.

Value for Your Spend

Strong fit

At your current spending pattern, this card is likely to return more value than it costs.

Consider from

AED 5,000 / mo

Sweet spot

AED 5,000 / mo

Net value / year

+AED 2,168

Fee outcome

Fee likely payable

Why this result

  • Top earning category: international has elevated rewards, which can improve value when your spend matches it.

Details

Spend curve and supporting scenario values

Mashreq Platinum Elite Credit Card - Key Highlights

💰 Fees & Charges

  • Annual Fee: AED 683
  • Foreign Transaction: 2.5%
  • Late Payment: Varies by outstanding amount

🏆 Rewards & Benefits

  • Rewards Rate: 0.4% reward rate
  • Lounge Access: Available
  • Our Rating: 15/100

Mashreq Platinum Elite Credit Card - Frequently Asked Questions

What are the benefits of Mashreq Platinum Elite Credit Card?

Mashreq Platinum Elite Credit Card from Mashreq Bank offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.

Who is eligible for Mashreq Platinum Elite Credit Card?

Mashreq Platinum Elite Credit Card is ideal for individuals looking for reward-focused spending. Minimum credit score requirements apply.

How much does Mashreq Platinum Elite Credit Card cost?

The annual fee for Mashreq Platinum Elite Credit Card is AED 683. Additional charges may include foreign transaction fees and late payment charges.

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