Emirates NBD logo

Emirates NBD Signature Credit Card

Emirates NBD

Mid-premium credit card

Joining Fee

AED 300

+ 18% GST

First Year Net

+AED 1,362

Annual Fee

AED 300

+ 18% GST

Renewal Net

+AED 1,362

Base Reward Rate

0.1%

1 points per د.إ15

Final Net Score

7

out of 100

Net Annual Value

+AED 1,662

Score Breakdown

Lower ScoreMid RangeHigher Score

Key Metrics

Final Score
Comprehensive rating based on your spending profile
7/100
Effective Reward Rate
Weighted average based on your spending categories
0.1%
Annual Net Value
Expected yearly benefit after all costs
AED 1,662
Payback Period
Time to recover annual fees through rewards
Immediate

Card Information

Category
Mid-premium credit card
Launch Date
2010s
Networks
Visa

Should I Consider This Card?

Using general assumptions

Likely Eligible

Needs check

Add income range and credit score to estimate eligibility.

Value for Your Spend

Strong fit

At your current spending pattern, this card is likely to return more value than it costs.

Consider from

AED 5,000 / mo

Sweet spot

AED 5,000 / mo

Net value / year

+AED 1,662

Fee outcome

Fee likely payable

Why this result

  • Fee waiver threshold: Annual fee waiver is tied to roughly 6,250 monthly spend.
  • Base rewards: Value is driven mostly by the base reward rate and fee math.

Details

Spend curve and supporting scenario values

Emirates NBD Signature Credit Card - Key Highlights

💰 Fees & Charges

  • Annual Fee: AED 300
  • Foreign Transaction: 3.5%
  • Late Payment: Varies by outstanding amount

🏆 Rewards & Benefits

  • Rewards Rate: 0.1% reward rate
  • Lounge Access: Available
  • Our Rating: 7/100

Emirates NBD Signature Credit Card - Frequently Asked Questions

What are the benefits of Emirates NBD Signature Credit Card?

Emirates NBD Signature Credit Card from Emirates NBD offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.

Who is eligible for Emirates NBD Signature Credit Card?

Emirates NBD Signature Credit Card is ideal for individuals looking for reward-focused spending. Minimum credit score requirements apply.

How much does Emirates NBD Signature Credit Card cost?

The annual fee for Emirates NBD Signature Credit Card is AED 300. Additional charges may include foreign transaction fees and late payment charges.

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