FAB Visa Flexi Credit Card
First Abu Dhabi Bank (FAB) Visa
Rewards 0.3%
Net Value AED 948
Joining Fee AED 0
Renewal Fee AED 0
4 lounge visits • Forex 3.3%
Emirates NBD Premium Credit Card
Emirates NBD
Premium credit card
Joining Fee
AED 500
+ 18% GST
First Year Net
+AED 1,090
Annual Fee
AED 500
+ 18% GST
Renewal Net
+AED 1,090
Base Reward Rate
0.1%
0.75 points per د.إ10
Final Net Score
8
out of 100
Net Annual Value
+AED 1,590
Score Breakdown
Lower ScoreMid RangeHigher Score
Key Metrics
Final Score
Comprehensive rating based on your spending profile
8/100
Effective Reward Rate
Weighted average based on your spending categories
0.1%
Annual Net Value
Expected yearly benefit after all costs
AED 1,590
Payback Period
Time to recover annual fees through rewards
Immediate
Card Information
Category
Premium credit card
Launch Date
2015
Networks
Visa
Should I Consider This Card?
Using general assumptions
Likely Eligible
Needs checkAdd income range and credit score to estimate eligibility.
Value for Your Spend
Strong fitAt your current spending pattern, this card is likely to return more value than it costs.
Consider from
AED 5,000 / mo
Sweet spot
AED 5,000 / mo
Net value / year
+AED 1,590
Fee outcome
Fee likely waived
Why this result
- Fee waiver threshold: Annual fee waiver is tied to roughly 4,167 monthly spend.
- Base rewards: Value is driven mostly by the base reward rate and fee math.
Details
Spend curve and supporting scenario values
Emirates NBD Premium Credit Card - Key Highlights
💰 Fees & Charges
- Annual Fee: AED 500
- Foreign Transaction: 3.3%
- Late Payment: Varies by outstanding amount
🏆 Rewards & Benefits
- Rewards Rate: 0.1% reward rate
- Lounge Access: Available
- Our Rating: 8/100
Emirates NBD Premium Credit Card - Frequently Asked Questions
What are the benefits of Emirates NBD Premium Credit Card?
Emirates NBD Premium Credit Card from Emirates NBD offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.
Who is eligible for Emirates NBD Premium Credit Card?
Emirates NBD Premium Credit Card is ideal for individuals looking for reward-focused spending. Minimum credit score requirements apply.
How much does Emirates NBD Premium Credit Card cost?
The annual fee for Emirates NBD Premium Credit Card is AED 500. Additional charges may include foreign transaction fees and late payment charges.
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