Airtel Axis Bank Credit Card
Axis Bank VisaMastercardRuPay
Rewards 5.5%
Net Value ₹33,768
Joining Fee ₹0
Renewal Fee ₹0
4 lounge visits • Forex 3.5%
OneCard Metal Credit Card
OneCard ⭐ Featured
App-first metal credit card (partner-issued)
Joining Fee
Not disclosed
Check with issuer
First Year Net
+₹30,000
Annual Fee
Not disclosed
Check with issuer
Renewal Net
+₹30,000
Base Reward Rate
Not disclosed
Check card details
Best Category
5.0%
Final Net Score
52
out of 100
Net Annual Value
+₹30,000
Score Breakdown
Lower ScoreMid RangeHigher Score
Key Metrics
Final Score
Comprehensive rating based on your spending profile
52/100
Effective Reward Rate
Weighted average based on your spending categories
5.0%
Annual Net Value
Expected yearly benefit after all costs
₹30,000
Payback Period
Time to recover annual fees through rewards
Immediate
Card Information
Category
App-first metal credit card (partner-issued)
Launch Date
OneCard consumer credit card launch
Networks
Visa, Mastercard
Should I Consider This Card?
Using general assumptions
Likely Eligible
Needs checkAdd income range and credit score to estimate eligibility.
Value for Your Spend
Strong fitAt your current spending pattern, this card is likely to return more value than it costs.
Consider from
₹15,000 / mo
Sweet spot
₹2,00,000 / mo
Net value / year
+₹30,000
Fee outcome
Fee likely waived
Why this result
- Top earning category: top 2 spend categories (gold tier) has elevated rewards, which can improve value when your spend matches it.
Details
Spend curve and supporting scenario values
OneCard Metal Credit Card - Key Highlights
💰 Fees & Charges
- Annual Fee: Free
- Foreign Transaction: 1.0%
- Late Payment: Varies by outstanding amount
🏆 Rewards & Benefits
- Rewards Rate: Varies
- Lounge Access: Available
- Our Rating: 52/100
OneCard Metal Credit Card - Frequently Asked Questions
What are the benefits of OneCard Metal Credit Card?
OneCard Metal Credit Card from OneCard offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.
Who is eligible for OneCard Metal Credit Card?
OneCard Metal Credit Card is ideal for individuals looking for reward-focused spending. Minimum credit score requirements apply.
How much does OneCard Metal Credit Card cost?
The annual fee for OneCard Metal Credit Card is free. Additional charges may include foreign transaction fees and late payment charges.
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