AU Small Finance Bank Altura Plus Credit Card
AU Small Finance Bank
Rewards 1.5%
Net Value ₹10,884
Joining Fee ₹0
Renewal Fee ₹0
2 lounge visits • Forex 3.5%
AU Small Finance Bank ixigo Credit Card
AU Small Finance Bank ⭐ Featured
Travel-focused lifetime-free credit card
Joining Fee
Not disclosed
Check with issuer
First Year Net
+₹3,486
Annual Fee
Not disclosed
Check with issuer
Renewal Net
+₹3,486
Base Reward Rate
0.1%
1 points per ₹200
Best Category
1.3%
Final Net Score
19
out of 100
Net Annual Value
+₹3,486
Score Breakdown
Lower ScoreMid RangeHigher Score
Key Metrics
Final Score
Comprehensive rating based on your spending profile
19/100
Effective Reward Rate
Weighted average based on your spending categories
0.3%
Annual Net Value
Expected yearly benefit after all costs
₹3,486
Payback Period
Time to recover annual fees through rewards
Immediate
Card Information
Category
Travel-focused lifetime-free credit card
Launch Date
AU Bank x ixigo co-branded travel card
Networks
Visa Signature
Should I Consider This Card?
Using general assumptions
Likely Eligible
Needs checkAdd income range and credit score to estimate eligibility.
Value for Your Spend
ConsiderYou are close to the spend level where this card starts making sense.
Consider from
₹15,000 / mo
Sweet spot
₹1,50,000 / mo
Net value / year
+₹3,486
Fee outcome
Fee likely waived
Why this result
- Top earning category: travel spends has elevated rewards, which can improve value when your spend matches it.
Details
Spend curve and supporting scenario values
AU Small Finance Bank ixigo Credit Card - Key Highlights
💰 Fees & Charges
- Annual Fee: Free
- Foreign Transaction: Varies
- Late Payment: Varies by outstanding amount
🏆 Rewards & Benefits
- Rewards Rate: 0.1% reward rate
- Lounge Access: Available
- Our Rating: 19/100
AU Small Finance Bank ixigo Credit Card - Frequently Asked Questions
What are the benefits of AU Small Finance Bank ixigo Credit Card?
AU Small Finance Bank ixigo Credit Card from AU Small Finance Bank offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.
Who is eligible for AU Small Finance Bank ixigo Credit Card?
AU Small Finance Bank ixigo Credit Card is ideal for individuals looking for reward-focused spending. Minimum credit score requirements apply.
How much does AU Small Finance Bank ixigo Credit Card cost?
The annual fee for AU Small Finance Bank ixigo Credit Card is free. Additional charges may include foreign transaction fees and late payment charges.
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