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Lifetime-free · Dining
INDUSIND BANK · EAZYDINER INDUSIND BANK PLATINUM CREDIT CARD

EazyDiner IndusInd Bank Platinum Credit Card

ANNUAL FEE
Free
FIRST-YEAR NET VALUE
₹20,700 for a mid spender · travel
INDUSIND BANK
Visa · Mastercard
Updated 2026-02-24 3 verified sources Data is current
01 ELIGIBILITY

Can I get this card?

Meet these thresholds and you're likely to be approved. Final call is IndusInd Bank's.

MONTHLY INCOME ₹0.3L+ Salaried or self-employed
CREDIT SCORE 650+ Good band
AGE 18 – 65 Primary or add-on applicant
RESIDENCY Indian PAN, Aadhaar + income proof
02 FIT

Is this card for me?

We've modeled this card's value for a default urban spender. Tweak the persona to see how it shifts — or personalize with your real spends.

DEFAULT PERSONA · MID SPENDER · TRAVEL
₹20,700 first-year net value · mid spender · travel
Category rewards ₹20,700

Net first-year value ₹20,700
SPEND LEVEL
LIFESTYLE
Want numbers tuned to your real spends?
03 EARN

What will I earn?

Base rate, accelerated categories, milestones, and what each reward point is actually worth when you redeem.

BASE REWARD RATE
2 pts 2 points per ₹100
≈ 1.00% back on eligible spends
NOT ELIGIBLE Fuel · rent · wallets · utility · government
ACCELERATED CATEGORIES Up to 2.0% back
Equivalent to 10X EazyPoints on weekends as described on product page; T&C references 4 Reward Points per ₹100 on applicable spends. · 2.0%
Everything else (base) · 1.0%
04 MAXIMIZE · YOUR EDGE

How do I extract every rupee?

Plays grounded in this card's specific levers. Updated each time IndusInd Bank tweaks the program.

01

Route spending through Equivalent to 10X EazyPoints on weekends as described on product page; T&C references 4 Reward Points per ₹100 on applicable spends..

Earn 2.0× here — 2.0% back vs the base rate. Zero-effort multiplier if the card fits your habits.

05 COSTS

What will I pay?

Fees, transaction charges, interest rates — all inclusive of taxes where noted.

FEES

Charges below are base amounts; GST applies where applicable.

Add-on cards Up to 3 free
TRANSACTION CHARGES
Foreign currency markup 3.5%
Finance charges (purchase) 3.49% per month · ~42% APR
Late payment ₹100 – ₹1,300 · based on outstanding
06 BENEFITS

What else comes with it?

Non-reward perks — lounges, dining, golf, insurance, concierge. Worth factoring into the total value, even when hard to price.

Travel cover

Air accident cover, lost-card liability, emergency card replacement abroad.

07 FAQ

Common questions

For a spender who hits the ₹4L waiver, yes — the net value is positive. For a casual spender, the math gets tight and a lower-tier card may fit better. See the Fit section above.

HOW WE KEEP THIS CURRENT

Last verified 2026-02-24. Sources: Issuer website, CardExpert, PaisaBazaar. Next scheduled review: 6 months from last update.