Tata Neu Infinity HDFC Bank Credit Card
HDFC Bank Visa
Rewards 1.0%
Net Value ₹8,304
Joining Fee ₹1,499
Renewal Fee ₹0
12 lounge visits • Forex 3.5%
IndusInd Bank Nexxt Credit Card
IndusInd Bank
Interactive LED technology credit card
Joining Fee
₹10,000
+ 18% GST
First Year Net
-₹800
Annual Fee
₹0
+ 18% GST
Renewal Net
+₹6,000
Base Reward Rate
1.0%
1 points per ₹100
Final Net Score
15
out of 100
Net Annual Value
+₹6,000
Score Breakdown
Lower ScoreMid RangeHigher Score
Key Metrics
Final Score
Comprehensive rating based on your spending profile
15/100
Effective Reward Rate
Weighted average based on your spending categories
1.0%
Annual Net Value
Expected yearly benefit after all costs
₹6,000
Payback Period
Time to recover annual fees through rewards
Immediate
Card Information
Category
Interactive LED technology credit card
Launch Date
2018
Networks
Visa
Should I Consider This Card?
Using general assumptions
Likely Eligible
Needs checkAdd income range and credit score to estimate eligibility.
Value for Your Spend
Strong fitAt your current spending pattern, this card is likely to return more value than it costs.
Consider from
₹15,000 / mo
Sweet spot
₹2,00,000 / mo
Net value / year
+₹6,000
Fee outcome
Fee likely waived
Why this result
- Base rewards: Value is driven mostly by the base reward rate and fee math.
Details
Spend curve and supporting scenario values
IndusInd Bank Nexxt Credit Card - Key Highlights
💰 Fees & Charges
- Annual Fee: Free
- Foreign Transaction: 3.5%
- Late Payment: Varies by outstanding amount
🏆 Rewards & Benefits
- Rewards Rate: 1.0% reward rate
- Lounge Access: Available
- Our Rating: 15/100
IndusInd Bank Nexxt Credit Card - Frequently Asked Questions
What are the benefits of IndusInd Bank Nexxt Credit Card?
IndusInd Bank Nexxt Credit Card from IndusInd Bank offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.
Who is eligible for IndusInd Bank Nexxt Credit Card?
IndusInd Bank Nexxt Credit Card is ideal for individuals looking for reward-focused spending. Minimum credit score requirements apply.
How much does IndusInd Bank Nexxt Credit Card cost?
The annual fee for IndusInd Bank Nexxt Credit Card is free. Additional charges may include foreign transaction fees and late payment charges.
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