IndusInd Bank logo

IndusInd Bank Pinnacle World Credit Card

IndusInd Bank

Premium lifestyle and travel credit card

Joining Fee

₹15,000

+ 18% GST

First Year Net

-₹3,023

Annual Fee

₹0

+ 18% GST

Renewal Net

+₹9,677

Base Reward Rate

1.5%

2 points per ₹100

Best Category

6.0%

Final Net Score

19

out of 100

Net Annual Value

+₹9,677

Score Breakdown

Lower ScoreMid RangeHigher Score

Key Metrics

Final Score
Comprehensive rating based on your spending profile
19/100
Effective Reward Rate
Weighted average based on your spending categories
1.5%
Annual Net Value
Expected yearly benefit after all costs
₹9,677
Payback Period
Time to recover annual fees through rewards
Immediate

Card Information

Category
Premium lifestyle and travel credit card
Launch Date
2018
Networks
Mastercard World

Should I Consider This Card?

Using general assumptions

Likely Eligible

Needs check

Add income range and credit score to estimate eligibility.

Value for Your Spend

Strong fit

At your current spending pattern, this card is likely to return more value than it costs.

Consider from

₹15,000 / mo

Sweet spot

₹2,00,000 / mo

Net value / year

+₹9,677

Fee outcome

Fee likely waived

Why this result

  • Top earning category: birthday spends has elevated rewards, which can improve value when your spend matches it.
  • Portal rewards: Extra value may depend on booking or spending through IndusInd Rewards Portal.

Details

Spend curve and supporting scenario values

IndusInd Bank Pinnacle World Credit Card - Key Highlights

💰 Fees & Charges

  • Annual Fee: Free
  • Foreign Transaction: 3.5%
  • Late Payment: Varies by outstanding amount

🏆 Rewards & Benefits

  • Rewards Rate: 1.5% reward rate
  • Lounge Access: Available
  • Our Rating: 19/100

IndusInd Bank Pinnacle World Credit Card - Frequently Asked Questions

What are the benefits of IndusInd Bank Pinnacle World Credit Card?

IndusInd Bank Pinnacle World Credit Card from IndusInd Bank offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.

Who is eligible for IndusInd Bank Pinnacle World Credit Card?

IndusInd Bank Pinnacle World Credit Card is ideal for individuals looking for reward-focused spending. Minimum credit score requirements apply.

How much does IndusInd Bank Pinnacle World Credit Card cost?

The annual fee for IndusInd Bank Pinnacle World Credit Card is free. Additional charges may include foreign transaction fees and late payment charges.

You may also like

IndusInd Bank logo See all IndusInd Bank credit cards →