First Abu Dhabi Bank (FAB) logo

FAB Signature Credit Card

First Abu Dhabi Bank (FAB)

Premium credit card

Joining Fee

AED 300

+ 18% GST

First Year Net

+AED 1,989

Annual Fee

AED 300

+ 18% GST

Renewal Net

+AED 1,989

Base Reward Rate

0.2%

1 points per د.إ10

Best Category

0.9%

Final Net Score

11

out of 100

Net Annual Value

+AED 2,289

Score Breakdown

Lower ScoreMid RangeHigher Score

Key Metrics

Final Score
Comprehensive rating based on your spending profile
11/100
Effective Reward Rate
Weighted average based on your spending categories
0.5%
Annual Net Value
Expected yearly benefit after all costs
AED 2,289
Payback Period
Time to recover annual fees through rewards
Immediate

Card Information

Category
Premium credit card
Launch Date
2019
Networks
Visa

Should I Consider This Card?

Using general assumptions

Likely Eligible

Needs check

Add income range and credit score to estimate eligibility.

Value for Your Spend

Strong fit

At your current spending pattern, this card is likely to return more value than it costs.

Consider from

AED 5,000 / mo

Sweet spot

AED 5,000 / mo

Net value / year

+AED 2,289

Fee outcome

Fee likely payable

Why this result

  • Fee waiver threshold: Annual fee waiver is tied to roughly 10,000 monthly spend.
  • Top earning category: travel has elevated rewards, which can improve value when your spend matches it.

Details

Spend curve and supporting scenario values

FAB Signature Credit Card - Key Highlights

💰 Fees & Charges

  • Annual Fee: AED 300
  • Foreign Transaction: 3.0%
  • Late Payment: Varies by outstanding amount

🏆 Rewards & Benefits

  • Rewards Rate: 0.2% reward rate
  • Lounge Access: Available
  • Our Rating: 11/100

FAB Signature Credit Card - Frequently Asked Questions

What are the benefits of FAB Signature Credit Card?

FAB Signature Credit Card from First Abu Dhabi Bank (FAB) offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.

Who is eligible for FAB Signature Credit Card?

FAB Signature Credit Card is ideal for individuals looking for reward-focused spending. Minimum credit score requirements apply.

How much does FAB Signature Credit Card cost?

The annual fee for FAB Signature Credit Card is AED 300. Additional charges may include foreign transaction fees and late payment charges.

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