First Abu Dhabi Bank (FAB) Credit Cards

First Abu Dhabi Bank, the UAE's largest bank by assets, fields a clean FAB Reward Points ladder where the base earn rate steps up with the tier: 1.0 point per AED 10 on Signature (AED 300), 1.2 on Platinum (AED 350), 1.5 on Infinite (AED 500) and 1.8 on the World Elite flagship (AED 500).

Forex markup narrows as you climb — 2.99% on the mid-tier down to 2.75% on Infinite and World Elite — and lounge access scales from 12 visits on Signature to unlimited domestic plus 15 Priority Pass entries on World Elite. Fee waivers run on annual-spend thresholds, from AED 120,000 on the mid-tier up to AED 250,000 on World Elite.

The no-fee FAB Visa Flexi anchors the entry point: lifetime-free, 1.5 FAB points per AED 10 on retail, four complimentary lounge visits and a 5,000-point welcome — a rare free card that earns at the same base rate as the AED 500 Infinite.