American Express Gold Card
American Express
Rewards 1.0%
Net Value ₹1,500
Joining Fee ₹1,000
Renewal Fee ₹4,500
— • Forex 3.5%
Citibank Prestige Credit Card
Citibank
Super-premium travel and lifestyle credit card (discontinued)
Joining Fee
Not disclosed
Check with issuer
First Year Net
+₹4,992
Annual Fee
Not disclosed
Check with issuer
Renewal Net
+₹4,992
Base Reward Rate
0.4%
1 points per ₹100
Best Category
30.0%
Final Net Score
11
out of 100
Net Annual Value
+₹4,992
Score Breakdown
Lower ScoreMid RangeHigher Score
Key Metrics
Final Score
Comprehensive rating based on your spending profile
11/100
Effective Reward Rate
Weighted average based on your spending categories
0.4%
Annual Net Value
Expected yearly benefit after all costs
₹4,992
Payback Period
Time to recover annual fees through rewards
Immediate
Card Information
Category
Super-premium travel and lifestyle credit card (discontinued)
Launch Date
2015
Networks
Visa Infinite
Should I Consider This Card?
Using general assumptions
Likely Eligible
Needs checkAdd income range and credit score to estimate eligibility.
Value for Your Spend
ConsiderYou are close to the spend level where this card starts making sense.
Consider from
₹15,000 / mo
Sweet spot
₹1,50,000 / mo
Net value / year
+₹4,992
Fee outcome
Fee likely waived
Why this result
- Top earning category: citigold/citigold private bonus has elevated rewards, which can improve value when your spend matches it.
Details
Spend curve and supporting scenario values
Citibank Prestige Credit Card - Key Highlights
💰 Fees & Charges
- Annual Fee: Free
- Foreign Transaction: 3.5%
- Late Payment: Varies by outstanding amount
🏆 Rewards & Benefits
- Rewards Rate: 0.4% reward rate
- Lounge Access: Available
- Our Rating: 11/100
Citibank Prestige Credit Card - Frequently Asked Questions
What are the benefits of Citibank Prestige Credit Card?
Citibank Prestige Credit Card from Citibank offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.
Who is eligible for Citibank Prestige Credit Card?
Citibank Prestige Credit Card is ideal for individuals looking for reward-focused spending. Minimum credit score requirements apply.
How much does Citibank Prestige Credit Card cost?
The annual fee for Citibank Prestige Credit Card is free. Additional charges may include foreign transaction fees and late payment charges.
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