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Citibank PremierMiles Credit Card

Citibank

Travel and miles credit card (discontinued)

Joining Fee

Not disclosed

Check with issuer

First Year Net

+₹1,860

Annual Fee

Not disclosed

Check with issuer

Renewal Net

+₹1,860

Base Reward Rate

0.1%

on general spend

Best Category

0.3%

Final Net Score

7

out of 100

Net Annual Value

+₹1,860

Score Breakdown

Lower ScoreMid RangeHigher Score

Key Metrics

Final Score
Comprehensive rating based on your spending profile
7/100
Effective Reward Rate
Weighted average based on your spending categories
0.1%
Annual Net Value
Expected yearly benefit after all costs
₹1,860
Payback Period
Time to recover annual fees through rewards
Immediate

Card Information

Category
Travel and miles credit card (discontinued)
Launch Date
2012
Networks
Visa Signature, Mastercard

Should I Consider This Card?

Using general assumptions

Likely Eligible

Needs check

Add income range and credit score to estimate eligibility.

Value for Your Spend

Consider

You are close to the spend level where this card starts making sense.

Consider from

₹15,000 / mo

Sweet spot

₹1,50,000 / mo

Net value / year

+₹1,860

Fee outcome

Fee likely waived

Why this result

  • Top earning category: travel has elevated rewards, which can improve value when your spend matches it.

Details

Spend curve and supporting scenario values

Citibank PremierMiles Credit Card - Key Highlights

💰 Fees & Charges

  • Annual Fee: Free
  • Foreign Transaction: 3.5%
  • Late Payment: Varies by outstanding amount

🏆 Rewards & Benefits

  • Rewards Rate: 0.1% reward rate
  • Lounge Access: Available
  • Our Rating: 7/100

Citibank PremierMiles Credit Card - Frequently Asked Questions

What are the benefits of Citibank PremierMiles Credit Card?

Citibank PremierMiles Credit Card from Citibank offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.

Who is eligible for Citibank PremierMiles Credit Card?

Citibank PremierMiles Credit Card is ideal for individuals looking for reward-focused spending. Minimum credit score requirements apply.

How much does Citibank PremierMiles Credit Card cost?

The annual fee for Citibank PremierMiles Credit Card is free. Additional charges may include foreign transaction fees and late payment charges.

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