Citibank PremierMiles Credit Card
Citibank
Rewards 0.1%
Net Value ₹1,860
Joining Fee ₹0
Renewal Fee ₹0
6 lounge visits • Forex 3.5%
AU Small Finance Bank LIT Credit Card
AU Small Finance Bank
India's first customizable lifetime free credit card
Joining Fee
₹0
+ 18% GST
First Year Net
+₹3,884
Annual Fee
₹0
+ 18% GST
Renewal Net
+₹1,884
Base Reward Rate
0.3%
1 points per ₹100
Best Category
0.0%
Final Net Score
8
out of 100
Net Annual Value
+₹1,884
Score Breakdown
Lower ScoreMid RangeHigher Score
Key Metrics
Final Score
Comprehensive rating based on your spending profile
8/100
Effective Reward Rate
Weighted average based on your spending categories
0.3%
Annual Net Value
Expected yearly benefit after all costs
₹1,884
Payback Period
Time to recover annual fees through rewards
Immediate
Card Information
Category
India's first customizable lifetime free credit card
Launch Date
2019
Networks
Visa, Mastercard
Should I Consider This Card?
Using general assumptions
Likely Eligible
Needs checkAdd income range and credit score to estimate eligibility.
Value for Your Spend
ConsiderYou are close to the spend level where this card starts making sense.
Consider from
₹15,000 / mo
Sweet spot
₹1,50,000 / mo
Net value / year
+₹1,884
Fee outcome
Fee likely waived
Why this result
- Base rewards: Value is driven mostly by the base reward rate and fee math.
Details
Spend curve and supporting scenario values
AU Small Finance Bank LIT Credit Card - Key Highlights
💰 Fees & Charges
- Annual Fee: Free
- Foreign Transaction: 3.5%
- Late Payment: Varies by outstanding amount
🏆 Rewards & Benefits
- Rewards Rate: 0.3% reward rate
- Lounge Access: Available
- Our Rating: 8/100
AU Small Finance Bank LIT Credit Card - Frequently Asked Questions
What are the benefits of AU Small Finance Bank LIT Credit Card?
AU Small Finance Bank LIT Credit Card from AU Small Finance Bank offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.
Who is eligible for AU Small Finance Bank LIT Credit Card?
AU Small Finance Bank LIT Credit Card is ideal for individuals looking for reward-focused spending. Minimum credit score requirements apply.
How much does AU Small Finance Bank LIT Credit Card cost?
The annual fee for AU Small Finance Bank LIT Credit Card is free. Additional charges may include foreign transaction fees and late payment charges.
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