American Express Gold Card
American Express
Rewards 1.0%
Net Value ₹1,500
Joining Fee ₹1,000
Renewal Fee ₹4,500
— • Forex 3.5%
AU Small Finance Bank Vetta Credit Card
AU Small Finance Bank
Premium lifestyle credit card with mixed lounge access
Joining Fee
₹2,999
+ 18% GST
First Year Net
+₹2,505
Annual Fee
₹2,999
+ 18% GST
Renewal Net
+₹505
Base Reward Rate
0.5%
2 points per ₹100
Best Category
1.0%
Final Net Score
12
out of 100
Net Annual Value
+₹4,044
Score Breakdown
Lower ScoreMid RangeHigher Score
Key Metrics
Final Score
Comprehensive rating based on your spending profile
12/100
Effective Reward Rate
Weighted average based on your spending categories
0.6%
Annual Net Value
Expected yearly benefit after all costs
₹4,044
Payback Period
Time to recover annual fees through rewards
Immediate
Card Information
Category
Premium lifestyle credit card with mixed lounge access
Launch Date
2020
Networks
Visa
Should I Consider This Card?
Using general assumptions
Likely Eligible
Needs checkAdd income range and credit score to estimate eligibility.
Value for Your Spend
ConsiderYou are close to the spend level where this card starts making sense.
Consider from
₹15,000 / mo
Sweet spot
₹1,50,000 / mo
Net value / year
+₹4,044
Fee outcome
Fee likely waived
Why this result
- Fee waiver threshold: Annual fee waiver is tied to roughly 12,500 monthly spend.
- Top earning category: grocery and departmental stores has elevated rewards, which can improve value when your spend matches it.
Details
Spend curve and supporting scenario values
AU Small Finance Bank Vetta Credit Card - Key Highlights
💰 Fees & Charges
- Annual Fee: ₹2,999
- Foreign Transaction: 3.0%
- Late Payment: Varies by outstanding amount
🏆 Rewards & Benefits
- Rewards Rate: 0.5% reward rate
- Lounge Access: Available
- Our Rating: 12/100
AU Small Finance Bank Vetta Credit Card - Frequently Asked Questions
What are the benefits of AU Small Finance Bank Vetta Credit Card?
AU Small Finance Bank Vetta Credit Card from AU Small Finance Bank offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.
Who is eligible for AU Small Finance Bank Vetta Credit Card?
AU Small Finance Bank Vetta Credit Card is ideal for individuals looking for reward-focused spending. Minimum credit score requirements apply.
How much does AU Small Finance Bank Vetta Credit Card cost?
The annual fee for AU Small Finance Bank Vetta Credit Card is ₹2,999. Additional charges may include foreign transaction fees and late payment charges.
You may also like
12
IDFC FIRST Select Credit Card
IDFC FIRST Bank VisaMastercard
Rewards 0.4%
Net Value ₹2,250
Joining Fee ₹0
Renewal Fee ₹0
— • Forex 2.0%
AU Small Finance Bank Altura Credit Card
AU Small Finance Bank
Rewards 1.0%
Net Value ₹6,006
Joining Fee ₹199
Renewal Fee ₹0
— • Forex 3.5%
AU Small Finance Bank SPONT Credit Card
AU Small Finance Bank RuPay
Rewards 1.0%
Net Value ₹6,384
Joining Fee ₹0
Renewal Fee ₹0
2 lounge visits • Forex 3.5%
Citibank Prestige Credit Card
Citibank
Rewards 0.4%
Net Value ₹4,992
Joining Fee ₹0
Renewal Fee ₹0
Unlimited lounge access • Forex 3.5%
HSBC Visa Platinum Credit Card
HSBC
Rewards 1.0%
Net Value ₹5,746
Joining Fee ₹0
Renewal Fee ₹0
— • Forex 3.5%
See all AU Small Finance Bank credit cards →