Axis Bank Olympus Credit Card
Axis Bank
Rewards 1.1%
Net Value -₹10,976
Joining Fee ₹20,000
Renewal Fee ₹20,000
Unlimited lounge access • Forex 2.0%
Standard Chartered Smart Credit Card
Standard Chartered ⭐ Featured
Entry-level cashback credit card
Joining Fee
₹499
+ 18% GST
First Year Net
+₹6,690
Annual Fee
₹499
+ 18% GST
Renewal Net
+₹6,191
Base Reward Rate
1.0%
1 points per ₹100
Best Category
2.0%
Final Net Score
14
out of 100
Net Annual Value
+₹6,780
Score Breakdown
Lower ScoreMid RangeHigher Score
Key Metrics
Final Score
Comprehensive rating based on your spending profile
14/100
Effective Reward Rate
Weighted average based on your spending categories
1.1%
Annual Net Value
Expected yearly benefit after all costs
₹6,780
Payback Period
Time to recover annual fees through rewards
Immediate
Card Information
Category
Entry-level cashback credit card
Launch Date
Legacy product (ongoing refreshes)
Networks
Visa, Mastercard
Should I Consider This Card?
Using general assumptions
Likely Eligible
Needs checkAdd income range and credit score to estimate eligibility.
Value for Your Spend
Strong fitAt your current spending pattern, this card is likely to return more value than it costs.
Consider from
₹10,000 / mo
Sweet spot
₹2,00,000 / mo
Net value / year
+₹6,780
Fee outcome
Fee likely waived
Why this result
- Fee waiver threshold: Annual fee waiver is tied to roughly 10,000 monthly spend.
- Top earning category: eligible online spends in select merchant categories has elevated rewards, which can improve value when your spend matches it.
Details
Spend curve and supporting scenario values
Standard Chartered Smart Credit Card - Key Highlights
💰 Fees & Charges
- Annual Fee: ₹499
- Foreign Transaction: 3.5%
- Late Payment: Varies by outstanding amount
🏆 Rewards & Benefits
- Rewards Rate: 1.0% reward rate
- Lounge Access: Available
- Our Rating: 14/100
Standard Chartered Smart Credit Card - Frequently Asked Questions
What are the benefits of Standard Chartered Smart Credit Card?
Standard Chartered Smart Credit Card from Standard Chartered offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.
Who is eligible for Standard Chartered Smart Credit Card?
Standard Chartered Smart Credit Card is ideal for individuals looking for reward-focused spending. Minimum credit score requirements apply.
How much does Standard Chartered Smart Credit Card cost?
The annual fee for Standard Chartered Smart Credit Card is ₹499. Additional charges may include foreign transaction fees and late payment charges.
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