Axis Bank ACE Credit Card
Axis Bank Visa
Rewards 2.2%
Net Value ₹13,968
Joining Fee ₹499
Renewal Fee ₹0
4 lounge visits • Forex 3.5%
Tata Neu Plus HDFC Bank Credit Card
HDFC Bank ⭐ Featured
Co-branded lifestyle and shopping credit card
Joining Fee
₹499
+ 18% GST
First Year Net
+₹12,179
Annual Fee
₹499
+ 18% GST
Renewal Net
+₹12,179
Base Reward Rate
2.0%
on general spend
Best Category
7.0%
Final Net Score
22
out of 100
Net Annual Value
+₹12,768
Score Breakdown
Lower ScoreMid RangeHigher Score
Key Metrics
Final Score
Comprehensive rating based on your spending profile
22/100
Effective Reward Rate
Weighted average based on your spending categories
2.0%
Annual Net Value
Expected yearly benefit after all costs
₹12,768
Payback Period
Time to recover annual fees through rewards
Immediate
Card Information
Category
Co-branded lifestyle and shopping credit card
Launch Date
2022
Networks
Visa, RuPay
Should I Consider This Card?
Using general assumptions
Likely Eligible
Needs checkAdd income range and credit score to estimate eligibility.
Value for Your Spend
Strong fitAt your current spending pattern, this card is likely to return more value than it costs.
Consider from
₹10,000 / mo
Sweet spot
₹2,00,000 / mo
Net value / year
+₹12,768
Fee outcome
Fee likely waived
Why this result
- Fee waiver threshold: Annual fee waiver is tied to roughly 8,333 monthly spend.
- Top earning category: tata brand spends has elevated rewards, which can improve value when your spend matches it.
Details
Spend curve and supporting scenario values
Tata Neu Plus HDFC Bank Credit Card - Key Highlights
💰 Fees & Charges
- Annual Fee: ₹499
- Foreign Transaction: 3.5%
- Late Payment: Varies by outstanding amount
🏆 Rewards & Benefits
- Rewards Rate: 2.0% reward rate
- Lounge Access: Available
- Our Rating: 22/100
Tata Neu Plus HDFC Bank Credit Card - Frequently Asked Questions
What are the benefits of Tata Neu Plus HDFC Bank Credit Card?
Tata Neu Plus HDFC Bank Credit Card from HDFC Bank offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.
Who is eligible for Tata Neu Plus HDFC Bank Credit Card?
Tata Neu Plus HDFC Bank Credit Card is ideal for individuals looking for reward-focused spending. Minimum credit score requirements apply.
How much does Tata Neu Plus HDFC Bank Credit Card cost?
The annual fee for Tata Neu Plus HDFC Bank Credit Card is ₹499. Additional charges may include foreign transaction fees and late payment charges.
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