AU Small Finance Bank LIT Credit Card
AU Small Finance Bank
Rewards 0.3%
Net Value ₹1,884
Joining Fee ₹0
Renewal Fee ₹0
2 lounge visits • Forex 3.5%
Punjab National Bank Global Platinum Credit Card
Punjab National Bank
Platinum credit card with global acceptance and travel benefits
Joining Fee
₹500
+ 18% GST
First Year Net
+₹2,458
Annual Fee
₹0
+ 18% GST
Renewal Net
+₹3,048
Base Reward Rate
0.3%
2 points per ₹150
Final Net Score
9
out of 100
Net Annual Value
+₹3,048
Score Breakdown
Lower ScoreMid RangeHigher Score
Key Metrics
Final Score
Comprehensive rating based on your spending profile
9/100
Effective Reward Rate
Weighted average based on your spending categories
0.3%
Annual Net Value
Expected yearly benefit after all costs
₹3,048
Payback Period
Time to recover annual fees through rewards
Immediate
Card Information
Category
Platinum credit card with global acceptance and travel benefits
Launch Date
2020
Networks
Visa Platinum, Mastercard Platinum
Should I Consider This Card?
Using general assumptions
Likely Eligible
Needs checkAdd income range and credit score to estimate eligibility.
Value for Your Spend
ConsiderYou are close to the spend level where this card starts making sense.
Consider from
₹15,000 / mo
Sweet spot
₹1,50,000 / mo
Net value / year
+₹3,048
Fee outcome
Fee likely waived
Why this result
- Base rewards: Value is driven mostly by the base reward rate and fee math.
Details
Spend curve and supporting scenario values
Punjab National Bank Global Platinum Credit Card - Key Highlights
💰 Fees & Charges
- Annual Fee: Free
- Foreign Transaction: 3.5%
- Late Payment: Varies by outstanding amount
🏆 Rewards & Benefits
- Rewards Rate: 0.3% reward rate
- Lounge Access: Available
- Our Rating: 9/100
Punjab National Bank Global Platinum Credit Card - Frequently Asked Questions
What are the benefits of Punjab National Bank Global Platinum Credit Card?
Punjab National Bank Global Platinum Credit Card from Punjab National Bank offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.
Who is eligible for Punjab National Bank Global Platinum Credit Card?
Punjab National Bank Global Platinum Credit Card is ideal for individuals looking for reward-focused spending. Minimum credit score requirements apply.
How much does Punjab National Bank Global Platinum Credit Card cost?
The annual fee for Punjab National Bank Global Platinum Credit Card is free. Additional charges may include foreign transaction fees and late payment charges.
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