Axis Bank Magnus
Axis Bank Mastercard
Rewards 1.5%
Net Value -₹1,268
Joining Fee ₹12,500
Renewal Fee ₹12,500
Unlimited lounge access • Forex 2.0%
ICICI Coral Credit Card
ICICI Bank ⭐ Featured
Entry-level lifestyle and rewards credit card
Joining Fee
₹500
+ 18% GST
First Year Net
+₹11,602
Annual Fee
₹500
+ 18% GST
Renewal Net
+₹11,602
Base Reward Rate
2.0%
2 points per ₹100
Best Category
0.0%
Final Net Score
21
out of 100
Net Annual Value
+₹12,192
Score Breakdown
Lower ScoreMid RangeHigher Score
Key Metrics
Final Score
Comprehensive rating based on your spending profile
21/100
Effective Reward Rate
Weighted average based on your spending categories
2.0%
Annual Net Value
Expected yearly benefit after all costs
₹12,192
Payback Period
Time to recover annual fees through rewards
Immediate
Card Information
Category
Entry-level lifestyle and rewards credit card
Launch Date
Legacy ICICI lifestyle portfolio card
Networks
Visa, Mastercard, RuPay
Should I Consider This Card?
Using general assumptions
Likely Eligible
Needs checkAdd income range and credit score to estimate eligibility.
Value for Your Spend
Strong fitAt your current spending pattern, this card is likely to return more value than it costs.
Consider from
₹15,000 / mo
Sweet spot
₹2,00,000 / mo
Net value / year
+₹12,192
Fee outcome
Fee likely waived
Why this result
- Fee waiver threshold: Annual fee waiver is tied to roughly 12,500 monthly spend.
- Base rewards: Value is driven mostly by the base reward rate and fee math.
Details
Spend curve and supporting scenario values
ICICI Coral Credit Card - Key Highlights
💰 Fees & Charges
- Annual Fee: ₹500
- Foreign Transaction: 3.5%
- Late Payment: Varies by outstanding amount
🏆 Rewards & Benefits
- Rewards Rate: 2.0% reward rate
- Lounge Access: Available
- Our Rating: 21/100
ICICI Coral Credit Card - Frequently Asked Questions
What are the benefits of ICICI Coral Credit Card?
ICICI Coral Credit Card from ICICI Bank offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.
Who is eligible for ICICI Coral Credit Card?
ICICI Coral Credit Card is ideal for individuals looking for reward-focused spending. Minimum credit score requirements apply.
How much does ICICI Coral Credit Card cost?
The annual fee for ICICI Coral Credit Card is ₹500. Additional charges may include foreign transaction fees and late payment charges.
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