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IndusInd Bank Solitaire Credit Card

IndusInd Bank

Super-premium luxury credit card

Joining Fee

₹30,000

+ 18% GST

First Year Net

-₹10,864

Annual Fee

₹10,000

+ 18% GST

Renewal Net

-₹2,264

Base Reward Rate

3.0%

4 points per ₹100

Best Category

4.5%

Final Net Score

31

out of 100

Net Annual Value

+₹9,536

Score Breakdown

Lower ScoreMid RangeHigher Score

Key Metrics

Final Score
Comprehensive rating based on your spending profile
31/100
Effective Reward Rate
Weighted average based on your spending categories
3.0%
Annual Net Value
Expected yearly benefit after all costs
₹9,536
Payback Period
Time to recover annual fees through rewards
Immediate

Card Information

Category
Super-premium luxury credit card
Launch Date
2023
Networks
Mastercard World Elite

Should I Consider This Card?

Using general assumptions

Likely Eligible

Needs check

Add income range and credit score to estimate eligibility.

Value for Your Spend

Strong fit

At your current spending pattern, this card is likely to return more value than it costs.

Consider from

₹30,000 / mo

Sweet spot

₹2,00,000 / mo

Net value / year

+₹9,536

Fee outcome

Fee likely payable

Why this result

  • Fee waiver threshold: Annual fee waiver is tied to roughly 83,333 monthly spend.
  • Top earning category: weekend and birthday spends has elevated rewards, which can improve value when your spend matches it.

Details

Spend curve and supporting scenario values

IndusInd Bank Solitaire Credit Card - Key Highlights

💰 Fees & Charges

  • Annual Fee: ₹10,000
  • Foreign Transaction: 3.5%
  • Late Payment: Varies by outstanding amount

🏆 Rewards & Benefits

  • Rewards Rate: 3.0% reward rate
  • Lounge Access: Available
  • Our Rating: 31/100

IndusInd Bank Solitaire Credit Card - Frequently Asked Questions

What are the benefits of IndusInd Bank Solitaire Credit Card?

IndusInd Bank Solitaire Credit Card from IndusInd Bank offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.

Who is eligible for IndusInd Bank Solitaire Credit Card?

IndusInd Bank Solitaire Credit Card is ideal for premium card users reward-focused spending. Minimum credit score requirements apply.

How much does IndusInd Bank Solitaire Credit Card cost?

The annual fee for IndusInd Bank Solitaire Credit Card is ₹10,000. Additional charges may include foreign transaction fees and late payment charges.

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