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HSBC Live+ Cashback Credit Card

HSBC

Cashback

Joining Fee

AED 0

+ 18% GST

First Year Net

+AED 331

Annual Fee

AED 299

+ 18% GST

Renewal Net

+AED 32

Base Reward Rate

0.5%

0.5 points per د.إ100

Best Category

6.0%

Final Net Score

13

out of 100

Net Annual Value

+AED 331

Score Breakdown

Lower ScoreMid RangeHigher Score

Key Metrics

Final Score
Comprehensive rating based on your spending profile
13/100
Effective Reward Rate
Weighted average based on your spending categories
1.0%
Annual Net Value
Expected yearly benefit after all costs
AED 331
Payback Period
Time to recover annual fees through rewards
Immediate

Card Information

Category
Cashback

Should I Consider This Card?

Using general assumptions

Likely Eligible

Needs check

Add income range and credit score to estimate eligibility.

Value for Your Spend

Consider

You are close to the spend level where this card starts making sense.

Consider from

AED 5,000 / mo

Sweet spot

AED 50,000 / mo

Net value / year

+AED 331

Fee outcome

Fee likely payable

Why this result

  • Top earning category: dining has elevated rewards, which can improve value when your spend matches it.

Details

Spend curve and supporting scenario values

HSBC Live+ Cashback Credit Card - Key Highlights

💰 Fees & Charges

  • Annual Fee: AED 299
  • Foreign Transaction: 2.8%
  • Late Payment: Varies by outstanding amount

🏆 Rewards & Benefits

  • Rewards Rate: 0.5% reward rate
  • Lounge Access: Available
  • Our Rating: 13/100

HSBC Live+ Cashback Credit Card - Frequently Asked Questions

What are the benefits of HSBC Live+ Cashback Credit Card?

HSBC Live+ Cashback Credit Card from HSBC offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.

Who is eligible for HSBC Live+ Cashback Credit Card?

HSBC Live+ Cashback Credit Card is ideal for individuals looking for reward-focused spending. Minimum credit score requirements apply.

How much does HSBC Live+ Cashback Credit Card cost?

The annual fee for HSBC Live+ Cashback Credit Card is AED 299. Additional charges may include foreign transaction fees and late payment charges.

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