Axis Bank Reserve Credit Card
Axis Bank
Rewards 1.7%
Net Value ₹12,384
Joining Fee ₹50,000
Renewal Fee ₹0
Unlimited lounge access • Forex 1.5%
HDFC Diners Club Privilege Credit Card
HDFC Bank
Mid-premium lifestyle credit card
Joining Fee
₹1,000
+ 18% GST
First Year Net
+₹19,436
Annual Fee
₹1,000
+ 18% GST
Renewal Net
+₹17,936
Base Reward Rate
2.7%
4 points per ₹150
Best Category
10.0%
Final Net Score
30
out of 100
Net Annual Value
+₹19,116
Score Breakdown
Lower ScoreMid RangeHigher Score
Key Metrics
Final Score
Comprehensive rating based on your spending profile
30/100
Effective Reward Rate
Weighted average based on your spending categories
2.8%
Annual Net Value
Expected yearly benefit after all costs
₹19,116
Payback Period
Time to recover annual fees through rewards
Immediate
Card Information
Category
Mid-premium lifestyle credit card
Launch Date
2018
Networks
Diners Club
Should I Consider This Card?
Using general assumptions
Likely Eligible
Needs checkAdd income range and credit score to estimate eligibility.
Value for Your Spend
Strong fitAt your current spending pattern, this card is likely to return more value than it costs.
Consider from
₹15,000 / mo
Sweet spot
₹2,00,000 / mo
Net value / year
+₹19,116
Fee outcome
Fee likely waived
Why this result
- Fee waiver threshold: Annual fee waiver is tied to roughly 25,000 monthly spend.
- Top earning category: dining has elevated rewards, which can improve value when your spend matches it.
- Portal rewards: Extra value may depend on booking or spending through HDFC SmartBuy (Diners).
Details
Spend curve and supporting scenario values
HDFC Diners Club Privilege Credit Card - Key Highlights
💰 Fees & Charges
- Annual Fee: ₹1,000
- Foreign Transaction: 3.5%
- Late Payment: Varies by outstanding amount
🏆 Rewards & Benefits
- Rewards Rate: 2.7% reward rate
- Lounge Access: Available
- Our Rating: 30/100
HDFC Diners Club Privilege Credit Card - Frequently Asked Questions
What are the benefits of HDFC Diners Club Privilege Credit Card?
HDFC Diners Club Privilege Credit Card from HDFC Bank offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.
Who is eligible for HDFC Diners Club Privilege Credit Card?
HDFC Diners Club Privilege Credit Card is ideal for individuals looking for reward-focused spending. Minimum credit score requirements apply.
How much does HDFC Diners Club Privilege Credit Card cost?
The annual fee for HDFC Diners Club Privilege Credit Card is ₹1,000. Additional charges may include foreign transaction fees and late payment charges.
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