Yes Bank Marquee Credit Card
Yes Bank
Rewards 2.5%
Net Value ₹7,560
Joining Fee ₹9,999
Renewal Fee ₹9,999
Unlimited lounge access • Forex 1.0%
HDFC Diners Club Black Metal Edition
HDFC Bank ⭐ Featured
Super-premium metal credit card
Joining Fee
₹10,000
+ 18% GST
First Year Net
+₹484
Annual Fee
₹10,000
+ 18% GST
Renewal Net
+₹484
Base Reward Rate
3.3%
5 points per ₹150
Final Net Score
33
out of 100
Net Annual Value
+₹12,284
Score Breakdown
Lower ScoreMid RangeHigher Score
Key Metrics
Final Score
Comprehensive rating based on your spending profile
33/100
Effective Reward Rate
Weighted average based on your spending categories
3.3%
Annual Net Value
Expected yearly benefit after all costs
₹12,284
Payback Period
Time to recover annual fees through rewards
Immediate
Card Information
Category
Super-premium metal credit card
Launch Date
2024
Networks
Diners Club International
Should I Consider This Card?
Using general assumptions
Likely Eligible
Needs checkAdd income range and credit score to estimate eligibility.
Value for Your Spend
Strong fitAt your current spending pattern, this card is likely to return more value than it costs.
Consider from
₹30,000 / mo
Sweet spot
₹2,00,000 / mo
Net value / year
+₹12,284
Fee outcome
Fee likely payable
Why this result
- Fee waiver threshold: Annual fee waiver is tied to roughly 66,667 monthly spend.
- Base rewards: Value is driven mostly by the base reward rate and fee math.
- Portal rewards: Extra value may depend on booking or spending through HDFC SmartBuy.
Details
Spend curve and supporting scenario values
HDFC Diners Club Black Metal Edition - Key Highlights
💰 Fees & Charges
- Annual Fee: ₹10,000
- Foreign Transaction: 2.0%
- Late Payment: Varies by outstanding amount
🏆 Rewards & Benefits
- Rewards Rate: 3.3% reward rate
- Lounge Access: Available
- Our Rating: 33/100
HDFC Diners Club Black Metal Edition - Frequently Asked Questions
What are the benefits of HDFC Diners Club Black Metal Edition?
HDFC Diners Club Black Metal Edition from HDFC Bank offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.
Who is eligible for HDFC Diners Club Black Metal Edition?
HDFC Diners Club Black Metal Edition is ideal for premium card users reward-focused spending. Minimum credit score requirements apply.
How much does HDFC Diners Club Black Metal Edition cost?
The annual fee for HDFC Diners Club Black Metal Edition is ₹10,000. Additional charges may include foreign transaction fees and late payment charges.
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