Axis Bank ACE Credit Card
Axis Bank Visa
Rewards 2.2%
Net Value ₹13,968
Joining Fee ₹499
Renewal Fee ₹0
4 lounge visits • Forex 3.5%
Scapia Federal Bank Credit Card
Federal Bank ⭐ Featured
Travel-focused lifetime-free co-branded credit card
Joining Fee
Not disclosed
Check with issuer
First Year Net
+₹6,000
Annual Fee
Not disclosed
Check with issuer
Renewal Net
+₹6,000
Base Reward Rate
Not disclosed
Check card details
Best Category
0.0%
Final Net Score
23
out of 100
Net Annual Value
+₹6,000
Score Breakdown
Lower ScoreMid RangeHigher Score
Key Metrics
Final Score
Comprehensive rating based on your spending profile
23/100
Effective Reward Rate
Weighted average based on your spending categories
1.0%
Annual Net Value
Expected yearly benefit after all costs
₹6,000
Payback Period
Time to recover annual fees through rewards
Immediate
Card Information
Category
Travel-focused lifetime-free co-branded credit card
Launch Date
Scapia travel card launch with Federal Bank partnership
Networks
Should I Consider This Card?
Using general assumptions
Likely Eligible
Needs checkAdd income range and credit score to estimate eligibility.
Value for Your Spend
Strong fitAt your current spending pattern, this card is likely to return more value than it costs.
Consider from
₹15,000 / mo
Sweet spot
₹2,00,000 / mo
Net value / year
+₹6,000
Fee outcome
Fee likely waived
Why this result
- Reward math: Value is estimated from available fees, rewards, and benefits data.
Details
Spend curve and supporting scenario values
Scapia Federal Bank Credit Card - Key Highlights
💰 Fees & Charges
- Annual Fee: Free
- Foreign Transaction: Varies
- Late Payment: Varies by outstanding amount
🏆 Rewards & Benefits
- Rewards Rate: Varies
- Lounge Access: Available
- Our Rating: 23/100
Scapia Federal Bank Credit Card - Frequently Asked Questions
What are the benefits of Scapia Federal Bank Credit Card?
Scapia Federal Bank Credit Card from Federal Bank offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.
Who is eligible for Scapia Federal Bank Credit Card?
Scapia Federal Bank Credit Card is ideal for individuals looking for reward-focused spending. Minimum credit score requirements apply.
How much does Scapia Federal Bank Credit Card cost?
The annual fee for Scapia Federal Bank Credit Card is free. Additional charges may include foreign transaction fees and late payment charges.
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