Airtel Axis Bank Credit Card

Name: PerkPilot Credit Card Comparison - India
Address: India, IN
Price range: Free

Axis Bank ⭐ Featured

Co-branded telecom and cashback credit card

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Joining Fee

Not disclosed

Check with issuer

First Year Net

+₹33,768

Annual Fee

Not disclosed

Check with issuer

Renewal Net

+₹33,768

Base Reward Rate

1.0%

on general spend

Best Category

25.0%

Final Net Score

out of 100

Net Annual Value

+₹33,768

Score Breakdown

Lower ScoreMid RangeHigher Score

Key Metrics

Final Score

Comprehensive rating based on your spending profile

48/100

Effective Reward Rate

Weighted average based on your spending categories

5.5%

Annual Net Value

Expected yearly benefit after all costs

₹33,768

Payback Period

Time to recover annual fees through rewards

Immediate

Card Information

Should I Consider This Card?

Using general assumptions

Likely Eligible

Needs check

Add income range and credit score to estimate eligibility.

Value for Your Spend

Strong fit

At your current spending pattern, this card is likely to return more value than it costs.

Consider from

₹15,000 / mo

Sweet spot

₹2,00,000 / mo

Net value / year

+₹33,768

Fee outcome

Fee likely waived

Why this result

Fee waiver threshold: Annual fee waiver is tied to roughly 16,667 monthly spend.
Top earning category: travel has elevated rewards, which can improve value when your spend matches it.

Details

Spend curve and supporting scenario values