AU Small Finance Bank Altura Credit Card
AU Small Finance Bank
Rewards 1.0%
Net Value ₹6,006
Joining Fee ₹199
Renewal Fee ₹0
— • Forex 3.5%
YES BANK Paisabazaar PaisaSave Credit Card
Yes Bank
Co-branded cashback and RuPay UPI credit card
Joining Fee
₹0
+ 18% GST
First Year Net
+₹6,000
Annual Fee
₹499
+ 18% GST
Renewal Net
+₹5,411
Base Reward Rate
Not disclosed
Check card details
Best Category
0.0%
Final Net Score
13
out of 100
Net Annual Value
+₹6,000
Score Breakdown
Lower ScoreMid RangeHigher Score
Key Metrics
Final Score
Comprehensive rating based on your spending profile
13/100
Effective Reward Rate
Weighted average based on your spending categories
1.0%
Annual Net Value
Expected yearly benefit after all costs
₹6,000
Payback Period
Time to recover annual fees through rewards
Immediate
Card Information
Category
Co-branded cashback and RuPay UPI credit card
Launch Date
2024
Networks
RuPay
Should I Consider This Card?
Using general assumptions
Likely Eligible
Needs checkAdd income range and credit score to estimate eligibility.
Value for Your Spend
Strong fitAt your current spending pattern, this card is likely to return more value than it costs.
Consider from
₹10,000 / mo
Sweet spot
₹2,00,000 / mo
Net value / year
+₹6,000
Fee outcome
Fee likely waived
Why this result
- Fee waiver threshold: Annual fee waiver is tied to roughly 10,000 monthly spend.
Details
Spend curve and supporting scenario values
YES BANK Paisabazaar PaisaSave Credit Card - Key Highlights
💰 Fees & Charges
- Annual Fee: ₹499
- Foreign Transaction: 3.5%
- Late Payment: Varies by outstanding amount
🏆 Rewards & Benefits
- Rewards Rate: Varies
- Lounge Access: Available
- Our Rating: 13/100
YES BANK Paisabazaar PaisaSave Credit Card - Frequently Asked Questions
What are the benefits of YES BANK Paisabazaar PaisaSave Credit Card?
YES BANK Paisabazaar PaisaSave Credit Card from Yes Bank offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.
Who is eligible for YES BANK Paisabazaar PaisaSave Credit Card?
YES BANK Paisabazaar PaisaSave Credit Card is ideal for individuals looking for reward-focused spending. Minimum credit score requirements apply.
How much does YES BANK Paisabazaar PaisaSave Credit Card cost?
The annual fee for YES BANK Paisabazaar PaisaSave Credit Card is ₹499. Additional charges may include foreign transaction fees and late payment charges.
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