Kotak League Platinum Credit Card
Kotak Mahindra Bank
Rewards 0.3%
Net Value ₹4,420
Joining Fee ₹499
Renewal Fee ₹0
8 lounge visits • Forex 3.5%
SimplyCLICK SBI Card
SBI Card ⭐ Featured
Online shopping rewards credit card
Joining Fee
₹499
+ 18% GST
First Year Net
+₹3,166
Annual Fee
₹499
+ 18% GST
Renewal Net
+₹2,666
Base Reward Rate
0.3%
1 points per ₹100
Best Category
2.5%
Final Net Score
10
out of 100
Net Annual Value
+₹3,255
Score Breakdown
Lower ScoreMid RangeHigher Score
Key Metrics
Final Score
Comprehensive rating based on your spending profile
10/100
Effective Reward Rate
Weighted average based on your spending categories
0.5%
Annual Net Value
Expected yearly benefit after all costs
₹3,255
Payback Period
Time to recover annual fees through rewards
Immediate
Card Information
Category
Online shopping rewards credit card
Launch Date
Legacy SBI Card online shopping card
Networks
Visa, Mastercard
Should I Consider This Card?
Using general assumptions
Likely Eligible
Needs checkAdd income range and credit score to estimate eligibility.
Value for Your Spend
ConsiderYou are close to the spend level where this card starts making sense.
Consider from
₹10,000 / mo
Sweet spot
₹1,50,000 / mo
Net value / year
+₹3,255
Fee outcome
Fee likely waived
Why this result
- Fee waiver threshold: Annual fee waiver is tied to roughly 8,333 monthly spend.
- Top earning category: online has elevated rewards, which can improve value when your spend matches it.
Details
Spend curve and supporting scenario values
SimplyCLICK SBI Card - Key Highlights
💰 Fees & Charges
- Annual Fee: ₹499
- Foreign Transaction: 3.5%
- Late Payment: Varies by outstanding amount
🏆 Rewards & Benefits
- Rewards Rate: 0.3% reward rate
- Lounge Access: Available
- Our Rating: 10/100
SimplyCLICK SBI Card - Frequently Asked Questions
What are the benefits of SimplyCLICK SBI Card?
SimplyCLICK SBI Card from SBI Card offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.
Who is eligible for SimplyCLICK SBI Card?
SimplyCLICK SBI Card is ideal for individuals looking for reward-focused spending. Minimum credit score requirements apply.
How much does SimplyCLICK SBI Card cost?
The annual fee for SimplyCLICK SBI Card is ₹499. Additional charges may include foreign transaction fees and late payment charges.
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