

Air India SBI Signature Credit Card
Co-branded travel credit card for Air India frequent flyers
Joining Fee
₹4,999
+ 18% GST
First Year Net
+₹26,230
Annual Fee
₹4,999
+ 18% GST
Renewal Net
+₹21,230
Base Reward Rate
2.0%
4 points per ₹100
Best Category
15.0%
Final Net Score
43
out of 100
Net Annual Value
+₹27,129
Score Breakdown
Key Metrics
Card Information
Should I Consider This Card?
Using general assumptions
Likely Eligible
Needs checkAdd income range and credit score to estimate eligibility.
Value for Your Spend
Strong fitAt your current spending pattern, this card is likely to return more value than it costs.
Consider from
₹15,000 / mo
Sweet spot
₹2,00,000 / mo
Net value / year
+₹27,129
Fee outcome
Fee likely payable
Why this result
- Milestone bonus: 50,000 bonus reward points (total 100,000 including previous milestones) adds value near 166,667 monthly spend.
- Top earning category: travel has elevated rewards, which can improve value when your spend matches it.
Details
Spend curve and supporting scenario values
Air India SBI Signature Credit Card - Key Highlights
💰 Fees & Charges
- Annual Fee: ₹4,999
- Foreign Transaction: 3.5%
- Late Payment: Varies by outstanding amount
🏆 Rewards & Benefits
- Rewards Rate: 2.0% reward rate
- Lounge Access: Available
- Our Rating: 43/100
Air India SBI Signature Credit Card - Frequently Asked Questions
What are the benefits of Air India SBI Signature Credit Card?
Air India SBI Signature Credit Card from SBI Card offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.
Who is eligible for Air India SBI Signature Credit Card?
Air India SBI Signature Credit Card is ideal for premium card users reward-focused spending. Minimum credit score requirements apply.
How much does Air India SBI Signature Credit Card cost?
The annual fee for Air India SBI Signature Credit Card is ₹4,999. Additional charges may include foreign transaction fees and late payment charges.
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