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Air India SBI Signature Credit Card

SBI Card

Co-branded travel credit card for Air India frequent flyers

Joining Fee

₹4,999

+ 18% GST

First Year Net

+₹26,230

Annual Fee

₹4,999

+ 18% GST

Renewal Net

+₹21,230

Base Reward Rate

2.0%

4 points per ₹100

Best Category

15.0%

Final Net Score

43

out of 100

Net Annual Value

+₹27,129

Score Breakdown

Lower ScoreMid RangeHigher Score

Key Metrics

Final Score
Comprehensive rating based on your spending profile
43/100
Effective Reward Rate
Weighted average based on your spending categories
3.6%
Annual Net Value
Expected yearly benefit after all costs
₹27,129
Payback Period
Time to recover annual fees through rewards
Immediate

Card Information

Category
Co-branded travel credit card for Air India frequent flyers
Launch Date
2018
Networks
Visa Signature

Should I Consider This Card?

Using general assumptions

Likely Eligible

Needs check

Add income range and credit score to estimate eligibility.

Value for Your Spend

Strong fit

At your current spending pattern, this card is likely to return more value than it costs.

Consider from

₹15,000 / mo

Sweet spot

₹2,00,000 / mo

Net value / year

+₹27,129

Fee outcome

Fee likely payable

Why this result

  • Milestone bonus: 50,000 bonus reward points (total 100,000 including previous milestones) adds value near 166,667 monthly spend.
  • Top earning category: travel has elevated rewards, which can improve value when your spend matches it.

Details

Spend curve and supporting scenario values

Air India SBI Signature Credit Card - Key Highlights

💰 Fees & Charges

  • Annual Fee: ₹4,999
  • Foreign Transaction: 3.5%
  • Late Payment: Varies by outstanding amount

🏆 Rewards & Benefits

  • Rewards Rate: 2.0% reward rate
  • Lounge Access: Available
  • Our Rating: 43/100

Air India SBI Signature Credit Card - Frequently Asked Questions

What are the benefits of Air India SBI Signature Credit Card?

Air India SBI Signature Credit Card from SBI Card offers comprehensive benefits including rewards, lounge access, and premium services. Key benefits include reward points on spending and airport lounge access.

Who is eligible for Air India SBI Signature Credit Card?

Air India SBI Signature Credit Card is ideal for premium card users reward-focused spending. Minimum credit score requirements apply.

How much does Air India SBI Signature Credit Card cost?

The annual fee for Air India SBI Signature Credit Card is ₹4,999. Additional charges may include foreign transaction fees and late payment charges.

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